Credit Score Mortgage Options
Find mortgage programs available for your credit score
500 Credit Score - Very Poor Credit
Mortgage options for a 500 credit score (300-519). Limited — Non-QM only approval likelihood. 1 programs available.
520 Credit Score - Poor Credit
Mortgage options for a 520 credit score (520-539). Low — Non-QM and Bank Statement programs approval likelihood. 2 programs available.
540 Credit Score - Below Average
Mortgage options for a 540 credit score (540-559). Low to Moderate — Non-QM and Bank Statement programs approval likelihood. 2 programs available.
550 Credit Score - Below Average
Mortgage options for a 550 credit score (550-579). Moderate — FHA possible with 10% down approval likelihood. 3 programs available.
580 Credit Score - Fair Credit
Mortgage options for a 580 credit score (580-599). High with FHA approval likelihood. 4 programs available.
600 Credit Score - Fair Credit
Mortgage options for a 600 credit score (600-619). High with FHA, Good with VA/USDA approval likelihood. 4 programs available.
620 Credit Score - Average Credit
Mortgage options for a 620 credit score (620-639). Very High — All major program types available approval likelihood. 5 programs available.
640 Credit Score - Good Credit
Mortgage options for a 640 credit score (640-659). Very High — Strong approval odds across all programs approval likelihood. 5 programs available.
660 Credit Score - Good Credit
Mortgage options for a 660 credit score (660-679). Excellent — Qualifying for best terms in most programs approval likelihood. 6 programs available.
680 Credit Score - Very Good
Mortgage options for a 680 credit score (680-699). Excellent — Premium terms available across all programs approval likelihood. 6 programs available.
700 Credit Score - Very Good
Mortgage options for a 700 credit score (700-719). Excellent — Near-premium rate pricing across all programs approval likelihood. 5 programs available...
720 Credit Score - Excellent
Mortgage options for a 720 credit score (720-739). Excellent — Best rate tiers and easiest approvals approval likelihood. 4 programs available.
740 Credit Score - Excellent
Mortgage options for a 740 credit score (740-759). Highest — Best possible rate pricing approval likelihood. 4 programs available.
760 Credit Score - Exceptional
Mortgage options for a 760 credit score (760-779). Highest — Premium rates and instant approvals approval likelihood. 4 programs available.
780 Credit Score - Exceptional
Mortgage options for a 780 credit score (780-799). Highest — Premium rates, fastest approvals, maximum leverage approval likelihood. 4 programs availa...
800 Credit Score - Perfect Credit
Mortgage options for a 800 credit score (800-850). Highest — Instant approvals with best available terms anywhere approval likelihood. 4 programs avai...