Credit Score Mortgage Options
Find mortgage programs available for your credit score
500 Credit Score - Very Poor Credit
Mortgage options for a 500 credit score (300-519). Challenging but possible with Non-QM Loans approval likelihood. 1 programs available.
520 Credit Score - Poor Credit
Mortgage options for a 520 credit score (520-539). Challenging but possible with Non-QM or Bank Statement programs approval likelihood. 2 programs ava...
540 Credit Score - Below Average
Mortgage options for a 540 credit score (540-559). Moderate with the right program — Non-QM and Bank Statement loans available approval likelihood. 2 ...
550 Credit Score - Below Average
Mortgage options for a 550 credit score (550-579). Moderate with the right program — FHA and alternative documentation loans available approval likeli...
580 Credit Score - Fair Credit
Mortgage options for a 580 credit score (580-599). Moderate with the right program approval likelihood. 4 programs available.
600 Credit Score - Fair Credit
Mortgage options for a 600 credit score (600-619). Moderate with the right mortgage program, such as FHA or VA loans approval likelihood. 4 programs a...
620 Credit Score - Average Credit
Mortgage options for a 620 credit score (620-639). Very High — All major program types available with competitive terms approval likelihood. 5 program...
640 Credit Score - Good Credit
Mortgage options for a 640 credit score (640-659). Very High — Strong approval odds across all programs, including conventional and government-backed ...
660 Credit Score - Good Credit
Mortgage options for a 660 credit score (660-679). Strong — You're well-positioned for competitive mortgage rates and terms approval likelihood. 6 pro...
680 Credit Score - Very Good
Mortgage options for a 680 credit score (680-699). Excellent — Premium terms available across all programs with minimal documentation required approva...
700 Credit Score - Very Good
Mortgage options for a 700 credit score (700-719). Excellent — Near-premium rate pricing across all programs approval likelihood. 5 programs available...
720 Credit Score - Excellent
Mortgage options for a 720 credit score (720-739). Very High — Top-tier rates and streamlined approvals available approval likelihood. 4 programs avai...
740 Credit Score - Excellent
Mortgage options for a 740 credit score (740-759). Highest — Best possible rate pricing and terms available with National Mortgage Home Loans approval...
760 Credit Score - Exceptional
Mortgage options for a 760 credit score (760-779). Virtually certain — you qualify for the most competitive rates and terms available in the market ap...
780 Credit Score - Exceptional
Mortgage options for a 780 credit score (780-799). Virtually certain — You qualify for the most competitive rates and terms available in the market. a...
800 Credit Score - Perfect Credit
Mortgage options for a 800 credit score (800-850). Virtually Certain — Best Available Terms Anywhere approval likelihood. 4 programs available.