NMHL Mortgage Lending
Mortgage Lender in Savannah, GA
Local expertise and competitive rates for Savannah homebuyers.
Savannah Housing Market Overview
Explore mortgage options in Savannah, GA with NMHL. Our local expertise helps you navigate the Savannah real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Savannah
Explore mortgage options tailored to Savannah homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
Learn MoreWhat Our Clients Say
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Savannah's Thriving Housing Market
The Savannah housing market is experiencing steady growth, with a mix of historic homes and new constructions. The median home price is around $340,000, and homes are selling relatively quickly. NMHL's local expertise helps you navigate this competitive market and find the right mortgage for your needs.
Some of the most sought-after neighborhoods in Savannah include:
- The Historic District, with its picturesque architecture and charming streets
- The Victorian District, known for its colorful homes and family-friendly atmosphere
- The Starland District, a trendy area with a mix of old and new homes
NMHL's local expertise can help you navigate Savannah's competitive housing market.
Mortgage Options for Savannah Borrowers
At NMHL, we offer a range of mortgage options tailored to Savannah borrowers' needs. From FHA loans to VA loans and conventional mortgages, we have the right program for you. Our mortgage experts can help you explore your options and choose the best fit for your financial situation.
Some of the mortgage programs we offer in Savannah include:
- FHA loans with as little as 3.5% down
- VA loans for veterans and active military personnel
- Conventional loans with competitive rates and terms
Contact NMHL today to explore your mortgage options and get pre-approved.
Down Payment Assistance Programs in Savannah
Down payment assistance programs can help make homeownership more accessible in Savannah. The Georgia Dream Homeownership Program, for example, offers up to $10,000 in down payment assistance. NMHL can help you explore these options and determine which ones you're eligible for.
Some of the down payment assistance programs available in Savannah include:
- The Georgia Dream Homeownership Program
- The Savannah Homeownership Program
- Other local and state-specific programs
NMHL can help you explore down payment assistance options and make homeownership more affordable.
NMHL's Commitment to Savannah Borrowers
At NMHL, we're committed to helping Savannah borrowers achieve their homeownership goals. Our local expertise, competitive rates, and range of mortgage programs make us the go-to lender in Savannah. Contact us today to get pre-approved and take the first step towards owning your dream home.
Get pre-approved with NMHL today and start your homeownership journey.
Frequently Asked Questions
Mortgage rates in Savannah vary depending on the loan program and your individual financial profile. At NMHL, we offer competitive rates starting from 6.5% APR for conventional loans. Contact us for a personalized rate quote and to discuss your mortgage options.
NMHL offers several mortgage options for first-time homebuyers in Savannah, including FHA loans with as little as 3.5% down and down payment assistance programs. Our First-Time Homebuyer Program provides guidance and support throughout the mortgage process.
Property taxes in Savannah are assessed by the Chatham County Tax Assessor's Office. The average effective property tax rate in Chatham County is 0.81%. NMHL can help you factor property taxes into your mortgage calculations and explore tax-advantaged mortgage options.
While bad credit can make it more challenging to secure a mortgage, NMHL offers alternative credit scoring options and subprime mortgage programs. We work with borrowers who have credit scores as low as 580. Contact us to discuss your options and create a plan to improve your credit.
Some of the most popular neighborhoods in Savannah include the Historic District, Victorian District, and Starland District. Each neighborhood has its unique character and charm, and NMHL can help you find a mortgage that fits your needs and budget in any of these areas.
Yes, there are several down payment assistance programs available in Savannah, including the Georgia Dream Homeownership Program and the Savannah Homeownership Program. NMHL can help you explore these options and determine which ones you're eligible for.
Related Resources
Ready to Buy in Savannah?
Let NMHL help you navigate the Savannah housing market with expert guidance and competitive rates.