Fixed-Rate Mortgage in Georgia

conventional

Explore Fixed-Rate Mortgage options in Georgia with competitive rates, expert guidance, and personalized solutions from NMHL.

Down payment from 3% Credit score from 620+ Expert guidance from NMHL

Fixed-Rate Mortgage Requirements at a Glance

Key qualification details for Fixed-Rate Mortgage in Georgia.

620+

Minimum Credit Score

3%

Minimum Down Payment

Single Family, Condo, Townhome

Property Types

15 years, 30 years

Loan Terms

Why Choose Fixed-Rate Mortgage in Georgia?

Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budgeting easy, available in 15 and 30-year terms.

Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly

From Application to Keys in Hand

Our streamlined process gets you from application to closing as efficiently as possible. Your dedicated loan officer guides you through every step, so there are never any surprises.

Family moving into their new home

Fixed-Rate Mortgage Payment Calculator

Estimate your monthly Fixed-Rate Mortgage payment in Georgia. Includes principal, interest, taxes, and insurance.

Mortgage Payment Calculator

Calculate your monthly mortgage payment with taxes and insurance

$0/month
Loan Amount: $400,000
P&I: $0
Tax: $0
Insurance: $0
$100K$2M
$0$500K
3%10%
years
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We've helped thousands of families achieve homeownership with the right loan program

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Current Georgia Mortgage Rates

Live rates personalized to your situation

30-Year Fixed
6.1%
0.01%
15-Year Fixed
5.49%
0.05%

National averages via Freddie Mac PMMS. Personalized rates below.

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Other Loan Programs in Georgia

Compare options to find the best fit for your situation.

First Time Home Buyer Mortgages

3% down580+ credit

Low down payment options

Learn More

Refi-Shield

0% down

Explore Refi-Shield options in Georgia.

Learn More

High-Value Appraisal Program

0% down

Explore High-Value Appraisal Program options in Georgia.

Learn More

What Our Clients Say

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Explore Fixed-Rate Mortgage in Other States

Click a state to see Fixed-Rate Mortgage options and rates in your area.

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Fixed-Rate Mortgage in Georgia - FAQs

Qualification for Fixed-Rate Mortgage in Georgia depends on factors including credit score (minimum 620), debt-to-income ratio, employment history, and down payment amount (as low as 3%). Contact an NMHL loan officer for a personalized assessment of your eligibility.

Fixed-Rate Mortgage rates in Georgia change daily based on market conditions, your credit profile, loan amount, and down payment. NMHL offers competitive rates across all loan products. Contact us for a real-time rate quote tailored to your situation.

The typical closing timeline for a Fixed-Rate Mortgage in Georgia is 30 to 45 days from application to closing, depending on the complexity of the loan, appraisal scheduling, and documentation completeness. NMHL works to streamline the process wherever possible.

Loan limits for Fixed-Rate Mortgage in Georgia vary by county and are updated annually by federal agencies. Contact an NMHL loan officer to learn the specific limits for your area in Georgia.

Fixed-Rate Mortgage can typically be used for Single Family, Condo, Townhome in Georgia. Eligibility may vary based on the specific property and loan program guidelines. Contact NMHL to confirm your property type qualifies.

NMHL is a licensed lender in Georgia with 25+ years of experience. We offer competitive rates, personalized guidance from local loan officers, and a streamlined application process. Our team specializes in finding the right loan solution for your unique situation.

Apply for a Fixed-Rate Mortgage in Georgia

Get a personalized Fixed-Rate Mortgage quote from NMHL. Our licensed Georgia loan officers are here to help.