Inventory in Peachtree City sits at just 1.3 months—well below the six-month balanced market—so pre-approval is essential before touring homes. Median days on market hover around 11, and list-to-sale ratios average 99.2%, meaning under-asking offers rarely win. New construction is concentrated in the village of Wilksmoor, where builders like Pulte and David Weekley accept contingent offers if you use a local lender who can guarantee a 30-day close.

Price per square foot runs $185–$210 for resale homes built after 1990, while lakefront or golf-front premiums can add 8–12%. If you’re relocating from out of state, note that Georgia is a non-disclosure state; list prices may not reflect final sale prices. NMHL subscribes to the FMLS agent database, so our pre-approval letters reference comparable sales agents recognize.

Glenloch offers 1970s–1990s brick ranches on quarter-acre lots; HOA dues are zero, and entry prices start near $360,000. The Kedron village area has townhomes under $340,000 with golf-cart access to the library and Walmart, perfect for buyers who want walkability without the Atlanta premium.

Christie Plantation and Wynnmeade both feature swim-tennis amenities yet keep annual HOA fees under $400. If you crave newer construction, look south of McIntosh Trail in the Wilksmoor micro-village, where $400,000 buys a 3-bedroom Craftsman and cart paths connect to Braelinn Golf Club.

For veterans, proximity to Fort Moore makes Planterra appealing—cart rides to the Commissary take 18 minutes, and VA buyers routinely secure 100% financing on $500,000 homes with zero origination fees through NMHL.

Total 2024 millage breaks down as: Fayette County 9.993 mills, Board of Education 19.90 mills, City of Peachtree City 5.75 mills, plus small state levies—about 36.05 mills in total. Apply for homestead exemption before April 1 to knock $30,000 off assessed value, saving roughly $390 annually.

Owners 62+ receive an additional $4,000 school exemption, and disabled veterans may eliminate all property tax on the first $145,000 of value. Because Georgia uses 40% of fair-market value as the assessed figure, a $450,000 sale price equals a $180,000 assessment—your estimated county tax bill is $1,620 before exemptions.

NMHL escrows taxes monthly and pays electronically, so you’ll never lose homestead status by missing the deadline.

All Peachtree City addresses attend Fayette County Public Schools, perennially ranked in Georgia’s top 10 for SAT and AP scores. McIntosh High (district 4-A) feeds from Peachtree City Elementary and J.C. Booth Middle; homes in that triangle command a 6–8% premium over Starr’s Mill High district homes.

Test scores translate directly to resale speed: houses assigned to Booth Middle sell 30% faster than county average. If private school is on your radar, Landmark Christian and Trinity Christian both offer cart-path safe commutes, allowing families to consider lower-priced neighborhoods without sacrificing education quality.

NMHL’s loan officers provide a school-district premium analysis with every pre-approval so you can weigh tuition vs. mortgage payment side-by-side.

• Advantage Plus 1% Down: Only 1% from you, 2% grant from NMHL—perfect for young professionals at Pinewood Studios or Delta headquarters.
• Bank-Statement Premiere: Use 12 or 24 months of business or personal statements; no tax returns required—ideal for gig-economy pilots or film contractors.
• VA Zero-Fee: We credit back the funding fee for 10%+ disabled vets and allow jumbo VA loans up to $1.5 million on lakefront properties.
• FHA Credit Rebuild: Qualify with a 580 median score and finance a $50,000 renovation for that 1980s brick ranch in Glenloch.
• Georgia Dream + NMHL Grant: Combine state down-payment assistance with our lender credit for a maximum of $12,500 in forgivable funds.

All programs feature in-house underwriting at our Hwy 54 branch, so local conditions—like golf-cart garage appraisals or HOA master insurance—never slow approval.

Georgia Dream income limits in Fayette County are $92,500 for a 1–2 person household, granting $10,000 at 0% interest, forgiven if you stay 5 years. Buyers at 80% of area median income—currently $68,900—receive an extra $2,000 toward closing.

NMHL layers a lender credit of 0.5% of loan amount when you lock a 30-year fixed above par pricing; on a $400,000 loan that equals $2,000 that can wipe out the appraisal, title, and recording fees. If you’re a teacher, firefighter, nurse, or EMT, our Hometown Heroes program adds another $1,500 gift, bringing total assistance to $13,500.

Seller concessions are common: in 2024, 42% of closed NMHL deals in Peachtree City included seller-paid closing costs averaging $5,800. Work with a local agent who understands the golf-cart lifestyle; they’ll craft offers that appeal to retirees downsizing from The Gates who are happy to subsidize your closing if you offer occupancy flexibility.