NMHL Mortgage Lending
Mortgage Lender in Marietta, GA
Local expertise and competitive rates for Marietta homebuyers.
Marietta Housing Market Overview
Marietta sits at the heart of Cobb County, one of metro Atlanta's most desirable suburban areas. The historic town square, excellent schools, and access to major employers like Lockheed Martin and WellStar Health make it a top choice for families seeking suburban living with city access.
Marietta Neighborhoods
Popular areas for homebuyers in Marietta, GA
ZIP Codes We Serve in Marietta
Mortgage lending available in these Marietta ZIP codes
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Marietta
Explore mortgage options tailored to Marietta homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Understanding Marietta's Housing Market
Marietta's housing market is characterized by a mix of older homes, new construction, and a range of price points. The median home price is around $380,000, with neighborhoods like East Cobb and West Cobb offering more upscale options. The historic Marietta Square area is also popular, with its charming older homes and community amenities.
The local economy is driven by major employers like Lockheed Martin and WellStar Health, making Marietta an attractive location for professionals and families. With its excellent schools, including top-rated Cobb County schools, Marietta is an ideal choice for families seeking a suburban lifestyle with easy access to Atlanta.
NMHL's mortgage experts can help you navigate Marietta's competitive housing market and find the right mortgage solution for your needs.
Mortgage Options for Marietta Borrowers
At NMHL, we offer a range of mortgage options tailored to Marietta borrowers, including conventional loans, FHA financing, and VA benefits. Our programs are designed to help you achieve your homeownership goals, whether you're a first-time buyer, self-employed, or a veteran.
- Conventional Loans: Competitive rates and terms for borrowers with good credit.
- FHA Loans: Lower down payment requirements (as low as 3.5%) and more lenient credit scoring.
- VA Loans: Zero-down financing and favorable terms for eligible veterans and service members.
NMHL's mortgage experts can help you determine the best mortgage option for your situation and guide you through the application process.
First-Time Homebuyer Programs in Marietta
Marietta is an excellent location for first-time homebuyers, with a range of programs available to help make homeownership more accessible. NMHL offers specialized mortgage programs for first-time buyers, including down payment assistance and credit score flexibility.
Some popular programs for first-time homebuyers in Georgia include the Georgia Dream Homeownership Program, which provides down payment assistance and competitive interest rates. NMHL's mortgage experts can help you explore these options and determine the best fit for your situation.
NMHL's first-time homebuyer programs can help you overcome common obstacles to homeownership, such as limited credit history or high debt-to-income ratios.
Down Payment Assistance in Marietta
Down payment assistance is available to Marietta homebuyers through various programs, including the Georgia Dream Homeownership Program. NMHL's mortgage experts can help you explore these options and determine the best fit for your situation.
Some popular down payment assistance programs in Georgia include the Georgia Down Payment Assistance Program, which provides up to 3.5% of the home's purchase price in assistance. NMHL's mortgage experts can guide you through the application process and help you understand the terms and conditions of these programs.
NMHL's mortgage experts can help you navigate the down payment assistance options available in Marietta and find the best solution for your needs.
Frequently Asked Questions
Marietta's most sought-after neighborhoods include the historic Marietta Square, East Cobb, and West Cobb. These areas offer a mix of older homes, new construction, and community amenities. East Cobb is particularly popular for its top-rated schools and family-friendly atmosphere.
In Marietta, the average property tax rate is 1.10% of the home's assessed value. Cobb County assesses properties annually, and taxes are typically paid through an escrow account as part of your monthly mortgage payment. It's essential to factor property taxes into your overall housing costs when considering a home purchase.
First-time homebuyers in Marietta can explore various mortgage options, including FHA loans, which require as little as 3.5% down. NMHL also offers specialized programs for first-time buyers, including down payment assistance and credit score flexibility. Our mortgage experts can help you navigate these options and find the best fit for your situation.
While bad credit can make it more challenging to secure a mortgage, NMHL offers programs designed to help borrowers with less-than-perfect credit. We consider factors beyond credit scores, such as income stability and debt-to-income ratios, to determine mortgage eligibility. Our pre-approval process is straightforward, and we can guide you through the steps to improve your creditworthiness.
NMHL specializes in serving underserved borrowers, including those with bad credit, self-employed individuals, and veterans. Our mortgage programs offer flexible underwriting, competitive rates, and personalized service. By choosing NMHL, you'll work with experienced mortgage professionals who understand the Marietta market and can tailor a mortgage solution to your unique needs.
To get pre-approved for a mortgage with NMHL, simply visit our website or contact one of our mortgage experts directly. We'll guide you through the pre-approval process, which typically involves a quick application, credit check, and financial review. Once pre-approved, you'll have a clear understanding of your borrowing power and can confidently shop for your new home in Marietta.
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