NMHL Mortgage Lending
Mortgage Lender in Dunwoody, GA
Local expertise and competitive rates for Dunwoody homebuyers.
Dunwoody Housing Market Overview
Explore mortgage options in Dunwoody, GA with NMHL. Our local expertise helps you navigate the Dunwoody real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Dunwoody
Explore mortgage options tailored to Dunwoody homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Understanding Dunwoody's Local Housing Market
Dunwoody's housing market is characterized by a mix of older and newer homes, with a range of architectural styles and neighborhood characteristics. The area is popular with families and professionals alike, drawn to its excellent schools, parks, and community amenities. Recent market trends indicate a steady appreciation in home values, making Dunwoody a desirable location for both buyers and sellers.
Some of the most popular neighborhoods in Dunwoody include:
- Parkwood
- London Towne
- Williamsburg
- Dunwoody Village
Each of these neighborhoods offers its own unique character and charm, with a range of home styles and price points to suit different buyers' needs.
NMHL's local expertise can help you navigate Dunwoody's complex housing market and find the right mortgage solution for your needs.
Mortgage Options for Dunwoody Borrowers
At NMHL, we offer a range of mortgage options to suit the diverse needs of Dunwoody borrowers. Our programs include:
- FHA loans, with down payments as low as 3.5%
- VA loans, with zero down payment options for eligible veterans
- Conventional loans, with competitive rates and terms
- Jumbo loans, for borrowers who need to finance larger homes
Our team is experienced in working with borrowers who may have credit challenges or other unique financial situations. We can help you explore your options and determine the best mortgage solution for your needs.
Contact NMHL today to schedule a consultation and learn more about your mortgage options in Dunwoody.
Down Payment Assistance Programs in Georgia
Georgia offers several down payment assistance programs that can help Dunwoody borrowers achieve their homeownership goals. These programs include:
- The Georgia Dream Homeownership Program, which provides up to $7,500 in down payment assistance
- The CHOICE Program, which offers up to $10,000 in down payment assistance for eligible borrowers
NMHL can help you explore these options and determine which programs you may be eligible for. Our team will work with you to navigate the application process and ensure that you receive the assistance you need to succeed as a homeowner.
Don't miss out on the opportunity to achieve your homeownership dreams with the help of down payment assistance. Contact NMHL today to learn more.
Why Choose NMHL for Your Dunwoody Mortgage?
At NMHL, we're dedicated to providing personalized mortgage solutions that meet the unique needs of Dunwoody borrowers. Our team is experienced in working with borrowers who may have credit challenges or other unique financial situations. We offer a range of programs and services designed to make the mortgage process as smooth and stress-free as possible.
Some of the benefits of working with NMHL include:
- Competitive rates and terms
- Personalized service from experienced mortgage professionals
- A range of mortgage options to suit different borrowers' needs
Contact us today to schedule a consultation and learn more about how NMHL can help you achieve your homeownership goals in Dunwoody.
Get started on your mortgage journey today with NMHL. Contact us to schedule a consultation and take the first step towards homeownership.
Frequently Asked Questions
Dunwoody property tax rates are based on the DeKalb County tax digest, with a current millage rate of 10.734 mills. Homeowners can expect to pay around 0.874% of their home's value in property taxes annually. NMHL can help you factor these costs into your mortgage planning.
Dunwoody is served by the DeKalb County School District, which includes highly-rated schools such as Dunwoody High School and Austin Elementary. Homes in areas with top-rated schools tend to command higher prices and appreciate in value more quickly. NMHL can help you understand how school district boundaries may impact your home's value.
Georgia offers several first-time homebuyer programs, including the Georgia Dream Homeownership Program, which provides up to $7,500 in down payment assistance. NMHL can help you explore these options and determine which programs you may be eligible for.
While bad credit can make it more challenging to secure a mortgage, NMHL offers specialized programs for borrowers with credit challenges. Our team can help you explore options such as FHA loans, which allow credit scores as low as 580. Contact us for a personalized consultation.
Self-employed borrowers can benefit from NMHL's flexible income verification programs, which take into account the unique financial situations of business owners. Our team is experienced in working with self-employed clients to help them qualify for the mortgage they need.
Getting pre-approved for a mortgage with NMHL is easy. Simply contact us to schedule a consultation, and we'll guide you through the process of gathering the necessary documentation and completing your pre-approval application. Our team will work with you to determine your borrowing power and provide a pre-approval letter to take with you when you shop for your new home.
Related Resources
Ready to Buy in Dunwoody?
Let NMHL help you navigate the Dunwoody housing market with expert guidance and competitive rates.