The Augusta housing market is characterized by a mix of historic homes and new developments, with popular neighborhoods like the Historic District, Summerville, and Lake Forest offering a range of housing options. According to recent data, the median home price in Augusta is around $174,000, with homes typically staying on the market for around 30-60 days. As a borrower in Augusta, you'll want to consider factors like property taxes, school districts, and local market trends when making your decision.

• The Historic District offers a range of historic homes, with many listed on the National Register of Historic Places.
• Summerville is a popular neighborhood known for its charming homes and family-friendly atmosphere.
• Lake Forest is a newer development with a range of modern homes and amenities like parks and community pools.

At NMHL, we offer a range of mortgage programs designed to meet the needs of Augusta borrowers. Our programs include FHA, VA, USDA, Conventional, and Jumbo loans, as well as specialty loans for borrowers with unique financial situations. Whether you're a first-time homebuyer or a seasoned homeowner, we can help you find the best mortgage solution for your needs.

Our loan officers are knowledgeable about the local market and can help you navigate the mortgage process. We offer competitive rates and personalized service, making us the go-to lender in Augusta.

Down payment assistance programs can be a valuable resource for Augusta borrowers, helping to reduce the upfront costs of purchasing a home. NMHL offers its own down payment assistance program, which can provide up to 3.5% of the loan amount in assistance. Additionally, the City of Augusta's Homeownership Program provides up to $10,000 in assistance to eligible borrowers.

To qualify for these programs, borrowers typically need to meet certain income and credit score requirements. Our loan officers can help you determine which programs you may be eligible for and guide you through the application process.

Georgia offers a range of first-time homebuyer programs designed to help borrowers achieve their homeownership goals. The Georgia Dream Homeownership Program provides up to $7,500 in down payment assistance, while the Georgia Housing Finance Authority (GHFA) offers a range of programs, including the Homebuyer Program, which provides financing options and down payment assistance to eligible borrowers.

NMHL can help you explore these options and determine which programs you may be eligible for. Our loan officers are knowledgeable about the local market and can guide you through the application process.