NMHL Mortgage Lending
Mortgage Lender in Manassas, VA
Local expertise and competitive rates for Manassas homebuyers.
Manassas Housing Market Overview
Explore mortgage options in Manassas, VA with NMHL. Our local expertise helps you navigate the Manassas real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Manassas
Explore mortgage options tailored to Manassas homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Understanding Manassas' Housing Market
The Manassas housing market is characterized by a mix of older and newer homes, with a range of architectural styles. The median home price is around $430,000, with prices varying depending on factors like neighborhood, size, and condition. NMHL's local expertise can help you navigate this market and find the right mortgage solution for your needs.
Some of the most popular neighborhoods in Manassas include:
- Downtown Manassas: Known for its historic charm and vibrant community events.
- Yorkshire: A family-friendly neighborhood with a mix of older and newer homes.
- Loch Lomond: A scenic neighborhood with a lake and walking trails.
Contact NMHL to discuss your mortgage options in Manassas and get pre-approved today.
Mortgage Options for Manassas Borrowers
At NMHL, we offer a range of mortgage options to suit different borrower profiles and needs. Our loan programs include:
- FHA Loans: Ideal for first-time homebuyers or those with credit challenges.
- VA Loans: Available for eligible veterans, active-duty military, and surviving spouses.
- Conventional Loans: Suitable for borrowers with strong credit and stable income.
- Jumbo Loans: For higher-priced homes or borrowers who need larger loan amounts.
Our team is dedicated to helping you find the right mortgage solution for your situation. Contact us today to get started.
NMHL's pre-approval process is quick and easy. Get started today and take the first step towards homeownership in Manassas.
Down Payment Assistance Programs in Virginia
Virginia offers several down payment assistance programs to help homebuyers achieve their goals. These programs can provide grants or matching funds to help with down payment and closing costs.
Some of the available programs include:
- VHDA Down Payment Assistance Grant: Provides up to $7,500 in down payment assistance.
- Virginia Individual Development Accounts (VIDA): Offers matching funds for down payment and closing costs.
NMHL can help you explore these options and determine which ones you may be eligible for. Contact us to learn more.
Don't let down payment requirements hold you back from achieving your homeownership goals. Explore down payment assistance programs with NMHL today.
The Benefits of Working with NMHL in Manassas
At NMHL, we're committed to providing personalized mortgage solutions for borrowers in Manassas. Our team has in-depth knowledge of the local housing market and can help you navigate the mortgage process.
Some of the benefits of working with NMHL include:
- Competitive rates and loan programs tailored to your needs.
- Personalized service from experienced mortgage professionals.
- Expert guidance through the mortgage process, from pre-approval to closing.
Contact us today to get started and take advantage of our local expertise.
NMHL is here to help you achieve your homeownership goals in Manassas. Contact us today to discuss your mortgage options.
Frequently Asked Questions
Manassas has several desirable neighborhoods, including the historic downtown area, Yorkshire, and Loch Lomond. Each offers a unique character and amenities. Contact NMHL to discuss mortgage options for your preferred neighborhood.
Manassas has a property tax rate of $1.29 per $100 of assessed value. This rate is relatively competitive compared to other areas in Northern Virginia. NMHL can help you factor property taxes into your mortgage planning.
As a local lender, NMHL has in-depth knowledge of Manassas' housing market and can provide personalized service. We offer a range of loan programs and can help you navigate the mortgage process, from pre-approval to closing.
Yes, Virginia offers several down payment assistance programs, including the Virginia Housing Development Authority (VHDA) Down Payment Assistance Grant. NMHL can help you explore these options and determine which ones you may be eligible for.
Manassas is served by the Prince William County Public Schools district, which is known for its high-quality education. Homes in highly-rated school districts tend to retain their value and appreciate over time. NMHL can help you understand how school districts may impact your mortgage options.
NMHL offers several mortgage options for first-time homebuyers, including FHA loans with down payments as low as 3.5%. We also offer specialized programs for borrowers with credit challenges or those who are self-employed. Contact us to discuss your options.
Related Resources
Ready to Buy in Manassas?
Let NMHL help you navigate the Manassas housing market with expert guidance and competitive rates.