First Investment Property in Utah? We Can Help.

Solutions

NMHL is a licensed Utah lender specializing in helping borrowers overcome first investment property. Get expert guidance and personalized solutions.

We Understand What You're Going Through

Breaking into real estate investing can be daunting, especially when faced with traditional lending requirements. According to a recent survey, 63% of would-be investors cite financing challenges as their primary obstacle. With conventional mortgage requirements often centered around personal income, many potential investors find themselves disqualified. Understanding the nuances of investment property mortgages, such as Debt Service Coverage Ratio (DSCR) loans, becomes crucial for success.

Uncertain about financing options for investment properties in Utah
Struggling to qualify due to traditional income requirements in Utah
Overwhelmed by complex mortgage products and terminology in Utah
Concerned about the impact of credit scores on investment property loans in Utah
You don't have to let financing uncertainty hold you back from investing.

National Mortgage Home Loans (NMHL) has helped over 10,000 borrowers secure investment property loans.

Navigating Investment Property Financing

Securing financing for your first investment property can be complex, but with the right guidance, you can navigate the process successfully. At NMHL, our experienced loan officers specialize in helping investors like you find the right loan programs.

  • Understand your financing options
  • Get pre-approved with confidence
  • Close your investment property loan quickly

Expert guidance from NMHL loan officers.

Benefits of DSCR Loans for Investors

DSCR loans offer several benefits for real estate investors, including the ability to qualify based on rental income rather than personal income. This can be particularly advantageous for those with high personal debt or non-traditional income sources.

NMHL's DSCR loans come with competitive terms, including up to 80% loan-to-value financing and flexible credit scoring.

DSCR loans can be a game-changer for investors.

You're Not Alone in This

Thousands of homeowners face the same challenges every year. Our experienced team has helped families across 29 states find mortgage solutions tailored to their unique situations.

Mortgage advisor helping client find solutions

Solutions for First Investment Property in Utah

NMHL offers multiple pathways to homeownership for Utah borrowers.

DSCR Loans

NMHL offers DSCR loans that qualify based on rental income, not personal income. This program opens doors for more investors.

Up to 80% loan-to-value No personal income verification required

Alternative Income Verification

For self-employed investors or those with non-traditional income, NMHL's alternative verification methods can help secure financing.

Bank statement programs available Asset depletion options for qualifying

Non-QM Investment Property Loans

NMHL's Non-QM programs cater to borrowers who don't fit traditional mortgage boxes, offering flexibility for investment property purchases.

No income limits Flexible credit scoring

Your Path to Homeownership in Utah

A simple, guided process from start to finish.

1

Free Consultation

Speak with a licensed loan officer about your situation

2

Explore Your Options

We identify the best loan programs for your needs

3

Get Pre-Approved

Submit a quick application with no credit impact

4

Close with Confidence

Dedicated support through closing day

Couple reviewing mortgage documents with advisor

Every Situation Has a Solution

Our team specializes in finding the right path forward, no matter your circumstances

Get Your Free Assessment

See What You Qualify For

Complete your mortgage application in minutes — no login required, no credit impact

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What Our Clients Say

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Prefer to Talk to Someone?

Call (855) 513-2749 to speak directly with a licensed Utah loan officer about your situation. Free consultation, no obligation.

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First Investment Property in Utah - FAQs

In Utah, NMHL offers a range of investment property loan options, including DSCR loans and Non-QM programs. Contact us to discuss your specific situation and find the best fit for your investment goals.

While Utah may have its own set of regulations and incentives for real estate investors, NMHL's loan programs are designed to be flexible and accommodating. Our loan officers are familiar with Utah's market and can help you navigate local considerations.

Get Help with First Investment Property in Utah

Speak with a licensed Utah loan officer today. Free consultation, no obligation.