NMHL Mortgage Lending
Mortgage Lender in Bartlett, TN
Local expertise and competitive rates for Bartlett homebuyers.
Bartlett Housing Market Overview
Explore mortgage options in Bartlett, TN with NMHL. Our local expertise helps you navigate the Bartlett real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Bartlett
Explore mortgage options tailored to Bartlett homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Bartlett's Thriving Housing Market
Bartlett's housing market is experiencing steady growth, with a current median home price of $243,000. The city offers a range of neighborhoods, from affordable starter homes to luxury estates. Our local mortgage experts at NMHL can help you navigate the market and find the best mortgage options for your needs.
The city's population has grown by over 10% in the past five years, driven by its excellent schools, safe neighborhoods, and convenient location just outside of Memphis.
Get pre-approved for a mortgage in Bartlett with NMHL and take advantage of the city's thriving housing market.
Mortgage Options for Bartlett Homebuyers
At NMHL, we offer a range of mortgage options for Bartlett homebuyers, including conventional, FHA, VA, and USDA loans. Our local mortgage experts can help you determine which loan program is best for your needs and financial situation.
- FHA loans with as little as 3.5% down
- VA loans for eligible veterans
- USDA loans for rural areas
- Conventional loans with competitive rates
Contact NMHL today to discuss your mortgage options and get pre-approved for a loan.
Down Payment Assistance Programs in Bartlett
NMHL offers several down payment assistance programs to help Bartlett homebuyers overcome the upfront costs of purchasing a home. Our programs include the Tennessee Housing Development Agency (THDA) program, which provides up to $10,000 in assistance.
To qualify, borrowers must meet certain income and credit score requirements. Our local mortgage experts can help you determine your eligibility and guide you through the application process.
Take advantage of NMHL's down payment assistance programs and make your dream of homeownership a reality in Bartlett.
Why Choose NMHL for Your Bartlett Mortgage?
At NMHL, we're committed to providing exceptional service and competitive rates to Bartlett homebuyers. Our local mortgage experts have years of experience and a deep understanding of the local market.
We offer a range of mortgage options, including specialty loans for borrowers with bad credit, self-employed individuals, and veterans. Contact us today to discuss your mortgage options and get pre-approved for a loan.
Get started on your Bartlett mortgage today with NMHL and experience the difference of working with a local lender.
Frequently Asked Questions
Mortgage rates in Bartlett vary depending on the loan program and your individual financial profile. At NMHL, we offer competitive rates starting at 6.5% APR for conventional loans. Contact us for a personalized rate quote and to discuss your mortgage options.
NMHL offers several mortgage options for first-time homebuyers in Bartlett, including FHA loans with as little as 3.5% down and VA loans for eligible veterans. We also offer down payment assistance programs, such as the Tennessee Housing Development Agency (THDA) program, which provides up to $10,000 in assistance.
Property taxes in Bartlett are assessed by the Shelby County Assessor's Office. The average effective property tax rate in Bartlett is 0.64%, which is lower than the national average. Homeowners can expect to pay around $1,500 per year in property taxes on a $243,000 home.
Bartlett has several desirable neighborhoods, including Appling Farms, Shadow Creek, and North Bartlett. These areas offer a range of home styles and prices, from affordable starter homes to luxury estates. Our local mortgage experts can help you find the best neighborhood for your needs and budget.
Yes, NMHL offers mortgage options for borrowers with bad credit. We consider alternative credit scoring models and offer subprime loan programs. While interest rates may be higher, we can help you get pre-approved and work towards improving your credit score.
To qualify for a VA loan in Bartlett, you'll need to meet the VA's eligibility requirements, which include serving a certain period in the military, being a veteran, or being the spouse of a veteran. NMHL can help you navigate the VA loan process and determine your eligibility.
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Ready to Buy in Bartlett?
Let NMHL help you navigate the Bartlett housing market with expert guidance and competitive rates.