The Greenville housing market has experienced significant growth in recent years, driven by the city's revitalized downtown area and strong economy. The median home price stands at $310,000, with homes in desirable neighborhoods like Augusta Road and North Main commanding premium prices. At NMHL, our local market expertise helps us guide borrowers through the complexities of Greenville's competitive housing market.

• The average days on market for homes in Greenville is 30 days.
• The city's population has grown by 10% in the past five years.
• New construction is on the rise, with many developers building homes in the surrounding suburbs.

At NMHL, we understand that many borrowers in Greenville face unique challenges when it comes to securing a mortgage. That's why we offer a range of mortgage programs designed to cater to underserved groups, including those with bad credit, self-employed individuals, and first-time homebuyers. Our mortgage experts will work with you to determine the best mortgage option for your situation and guide you through the pre-approval process.

Some of the mortgage options available to underserved borrowers in Greenville include:

• Bad credit mortgage programs with lenient credit score requirements.
• Self-employed mortgage programs that consider alternative forms of income verification.
• First-time homebuyer programs with down payment assistance and competitive interest rates.

Down payment assistance programs can be a valuable resource for homebuyers in Greenville, helping to reduce the upfront costs associated with purchasing a home. The South Carolina State Housing Finance and Development Authority (SC Housing) offers a variety of down payment assistance programs, including the Palmetto Heroes Program, which provides up to $10,000 in down payment assistance. NMHL also offers its own down payment assistance programs, which can be used in conjunction with SC Housing programs.

To qualify for down payment assistance, borrowers typically need to meet certain income and credit score requirements. Our mortgage experts at NMHL can help you determine the best down payment assistance program for your situation and guide you through the application process.

At NMHL, we're committed to providing exceptional service and expertise to borrowers in Greenville. Our local market knowledge, combined with our range of mortgage programs and competitive interest rates, makes us the go-to lender in Greenville. When you work with NMHL, you can benefit from:

• A streamlined pre-approval process that gets you moving quickly in Greenville's competitive housing market.
• Personalized service from experienced mortgage experts who understand the local market.
• A range of mortgage options designed to cater to underserved borrowers.