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Understanding Refinance High Rate Holder
Refinancing a high-interest mortgage can seem daunting, but it's often a necessary step to avoid financial strain. With the right guidance and support, homeowners can navigate the refinancing process and secure a lower interest rate, even if rates haven't dropped dramatically. At NMHL, our experienced loan officers are dedicated to helping borrowers achieve their refinancing goals and start saving thousands on their mortgage payments.
Don't let high interest rates hold you back – explore your refinancing options today
How NMHL Helps
Proven solutions for refinance high rate holder
Personalized Consultation
Speak with a licensed expert who understands your unique situation and guides you to the right program.
Flexible Loan Programs
Access programs designed for borrowers in your exact situation — FHA, VA, conventional, and more.
Guided Process
We walk you through every step from pre-approval to closing. No surprises, no confusion.
Your Path to Homeownership
Free Consultation
Tell us about your situation and goals.
Explore Options
We match you with the best loan programs.
Pre-Approval
Get pre-approved to strengthen your position.
Close with Confidence
We guide you through closing smoothly.
Success Stories
“NMHL made our first home purchase incredibly smooth. The team guided us through every step and found us a rate we couldn't believe.”
“After being denied by two other lenders, NMHL found a solution for my self-employed income. Bank statement loan closed in 25 days.”
“The VA loan process was seamless. Zero down payment and the best rate I found anywhere. Thank you NMHL!”
We Serve 29 States
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Our Presence
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Frequently Asked Questions
NMHL has 25+ years of experience helping borrowers refinance high-interest mortgages. Our loan officers will evaluate your full financial picture and identify qualifying programs that can help you secure a lower interest rate and start saving thousands on your mortgage payments.
Refinancing with NMHL can provide numerous benefits, including lower interest rates, lower monthly payments, and the potential to save thousands on your mortgage payments over time. Our loan officers will work closely with you to determine the best refinancing strategy for your unique situation and goals.
Getting started with the refinancing process is easy – simply contact NMHL to speak with one of our experienced loan officers. We'll guide you through the pre-approval process and help you understand your refinancing options. From there, we'll work together to determine the best course of action for your situation and goals.
The requirements for refinancing a high-interest mortgage vary depending on the loan program and lender. However, most lenders require a minimum credit score, a certain amount of equity in the property, and a stable income. NMHL's loan officers will work closely with you to determine which loan programs you qualify for and help you navigate the application process.
The refinancing process can vary in length depending on the complexity of the loan and the efficiency of the lender. However, with NMHL, you can expect a streamlined process that typically takes 30-60 days from application to closing. Our loan officers will work closely with you to ensure a smooth transition to your new loan and minimize any disruptions to your daily life.
Helpful Resources
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