Erie's housing market is characterized by a mix of older and newer homes, with a range of architectural styles and price points. The city's neighborhoods, such as Frontier, Glenwood, and Little Italy, offer a unique blend of charm and character, with many homes featuring beautiful lake views. With a strong sense of community and a growing food and brewery scene, Erie is an excellent choice for those looking for a relaxed and affordable lifestyle.

According to recent market data, the median home price in Erie is around $140,000, making it an attractive option for first-time homebuyers and investors alike. Additionally, the city's low property tax rates and affordable cost of living make it an excellent choice for families, retirees, and young professionals.

• Affordable housing options, including single-family homes, condos, and townhouses
• Beautiful lake views and scenic parks, including Presque Isle State Park
• A strong sense of community, with a growing food and brewery scene
• Low property tax rates and affordable cost of living

At NMHL, we're committed to providing Erie borrowers with a range of mortgage options that meet their unique needs and budget. Our experienced mortgage professionals will work with you to determine the best mortgage option for your situation, whether you're a first-time homebuyer, a seasoned investor, or a borrower with less-than-perfect credit.

Some of our popular mortgage options for Erie borrowers include:

• 3.5% down payment program, ideal for first-time homebuyers
• Bad credit mortgage program, for borrowers with credit scores as low as 580
• Self-employed mortgage program, for borrowers who are self-employed or have non-traditional income
• VA mortgage program, for eligible veterans and active-duty military personnel

Our mortgage options are designed to provide flexibility and affordability, with competitive interest rates and terms that meet your needs and budget.

Erie's neighborhoods offer a unique blend of charm and character, with a range of amenities and attractions that make them desirable for homebuyers. From the scenic lake views of Frontier and Glenwood to the charming architecture of Little Italy, each neighborhood has its own distinct personality and advantages.

Some of the most popular neighborhoods in Erie include:

• Frontier: known for its beautiful lake views and scenic parks
• Glenwood: featuring a mix of older and newer homes, with a strong sense of community
• Little Italy: offering a unique blend of charm and character, with a range of amenities and attractions
• Millcreek: providing more affordable options for homebuyers, with a range of housing styles and price points
• Harborcreek: featuring a mix of older and newer homes, with a strong sense of community and scenic lake views

Our experienced mortgage professionals can provide guidance on the local real estate market and help you find the perfect neighborhood for your needs and budget.

Down payment assistance programs can provide eligible homebuyers with the funds they need to purchase a home in Erie, PA. At NMHL, we offer our own down payment assistance program, which can provide up to 3.5% of the home's purchase price in assistance.

Additionally, the Pennsylvania Housing Finance Agency (PHFA) offers a Down Payment and Closing Cost Assistance Program, which can provide eligible homebuyers with up to $6,000 in assistance. This program is designed to help homebuyers with the upfront costs of purchasing a home, including down payment and closing costs.

Our experienced mortgage professionals can help you navigate these programs and determine which one is best for your needs and budget. With NMHL's down payment assistance programs, you can get started on your homebuying journey and achieve your dream of homeownership in Erie.

At NMHL, we're committed to providing Erie borrowers with exceptional customer service and a range of mortgage options that meet their unique needs and budget. Our experienced mortgage professionals have a deep understanding of the local market and can guide you through the homebuying process, from pre-approval to closing.

Some of the benefits of working with NMHL include:

• Personalized service and expert guidance throughout the homebuying process
• A range of mortgage options, including programs for bad credit, self-employed, and veteran borrowers
• Competitive interest rates and terms that meet your needs and budget
• Down payment assistance programs, designed to help you achieve your dream of homeownership in Erie

Our goal is to provide you with the best possible mortgage experience, with a focus on exceptional customer service and a commitment to helping you achieve your goals.