Toledo's housing market is known for its affordability, with a median home price of $130,000. This makes it an attractive option for first-time homebuyers, families, and investors alike. The city's neighborhoods, such as Ottawa Hills and Old West End, offer a range of community amenities and a high quality of life. At NMHL, we can help you explore the benefits of buying a home in Toledo and find the right mortgage product for your needs.

Some of the advantages of buying a home in Toledo include:

• Affordable prices: Toledo's median home price is significantly lower than the national average, making it an attractive option for buyers on a budget.
• Low cost of living: Toledo has a lower cost of living compared to other parts of the country, which can help you stretch your dollar further.
• Diverse economy: Toledo's economy is diversified, with a range of industries, including healthcare, education, and logistics, providing stability and job opportunities.

Toledo is home to a range of unique neighborhoods and communities, each with its own character and charm. From the historic homes of Ottawa Hills to the vibrant arts scene of the Old West End, there's something for everyone in Toledo. At NMHL, we can help you explore the different neighborhoods and find the right one for your needs.

Some of the most popular neighborhoods in Toledo include:

• Ottawa Hills: Known for its historic homes and tree-lined streets, Ottawa Hills is a popular option for families and professionals.
• Old West End: This vibrant neighborhood is home to a range of arts and cultural attractions, as well as unique shops and restaurants.
• Sylvania: Located just outside of Toledo, Sylvania is a popular option for families and commuters, with its excellent schools and convenient location.

At NMHL, we offer a range of mortgage options tailored to the needs of Toledo borrowers. From conventional loans to FHA loans and VA loans, we can help you find the right loan for your needs. Our mortgage experts are knowledgeable about the local market and can guide you through the process, from pre-approval to closing.

Some of the mortgage options available to Toledo borrowers include:

• Conventional loans: Our conventional loans offer competitive interest rates and flexible terms, making them a popular option for borrowers.
• FHA loans: Our FHA loans have more lenient credit score requirements and lower down payment options, making them a great option for first-time homebuyers and borrowers with less-than-perfect credit.
• VA loans: Our VA loans provide eligible veterans with favorable terms, including lower interest rates and lower or no down payment requirements.

At NMHL, we understand that saving for a down payment can be a challenge. That's why we offer a range of down payment assistance programs to help you achieve your homeownership goals. From government-backed programs to our own down payment assistance programs, we can help you explore your options and find the right one for your needs.

Some of the down payment assistance programs available in Toledo include:

• OHFA Down Payment Assistance Program: This program provides up to 4% of the home's purchase price in assistance, making it a great option for first-time homebuyers and borrowers with limited savings.
• NMHL Down Payment Assistance Program: Our down payment assistance program provides eligible borrowers with up to $10,000 in assistance, helping you cover the costs of a down payment and closing costs.

At NMHL, we're committed to providing exceptional service and expertise to Toledo borrowers. Our mortgage experts are knowledgeable about the local market and can guide you through the process, from pre-approval to closing. We offer a range of mortgage products and programs tailored to the needs of Toledo borrowers, including options for bad credit, self-employed, and veteran borrowers.

Some of the benefits of choosing NMHL for your Toledo mortgage needs include:

• Personalized service: Our mortgage experts will work with you one-on-one to understand your needs and find the right loan for your situation.
• Competitive rates: We offer competitive interest rates and flexible terms, making it easier for you to afford your dream home.
• Local expertise: Our mortgage experts are knowledgeable about the Toledo market and can guide you through the process, from pre-approval to closing.