The Starkville housing market is growing, with a mix of new developments and historic homes available. The median home price is around $225,000, making it an attractive destination for first-time buyers and seasoned homeowners. Local market conditions are influenced by the presence of Mississippi State University, which brings a diverse population and a strong economy.

Some popular neighborhoods in Starkville include:

• The historic downtown area, which offers charming homes and easy access to shops and restaurants
• The Grove, which features a mix of older and newer homes
• The River Road area, which offers scenic views of the Tombigbee River

NMHL's experienced loan officers can help you navigate the Starkville housing market and find the best mortgage program for your needs.

Property taxes in Starkville average approximately 0.68% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. For example, on a $225,000 home, you can expect to pay around $1,530 per year in property taxes.

It's essential to consider property taxes when calculating your mortgage payment and overall cost of homeownership. Our loan officers can help you understand how property taxes will impact your mortgage payment and provide guidance on how to minimize your tax liability.

Starkville is served by the Starkville Oktibbeha Consolidated School District, which includes several highly-rated schools. The district has a strong reputation for academic excellence, with several schools receiving awards for their programs and achievements.

As a homeowner in Starkville, you'll want to consider the quality of local schools when choosing a neighborhood. Our loan officers can help you understand how school districts can impact home values and your overall quality of life.

• Starkville High School
• Starkville Middle School
• Starkville Elementary School

Mississippi offers several first-time homebuyer programs, including the Mississippi Homebuyer Program, which provides down payment assistance and competitive interest rates. NMHL also offers a range of programs specifically designed for first-time homebuyers, including FHA loans with low down payment requirements.

Our loan officers can help you explore your options and find the best program for your needs. Some popular programs include:

• Mississippi Homebuyer Program
• FHA loans with low down payment requirements
• VA loans for eligible veterans

NMHL offers a range of programs specifically designed to serve underserved borrowers, including those with bad credit, self-employed individuals, and veterans. Our loan officers can help you explore your options and find the best program for your needs.

Some popular programs include:

• FHA loans with low down payment requirements
• VA loans for eligible veterans
• Specialty loans for self-employed individuals

NMHL is committed to providing personalized service and competitive rates to help you achieve your homeownership goals.

Mississippi offers several down payment assistance programs, including the Mississippi Homebuyer Program, which provides up to 4% of the purchase price in down payment assistance. NMHL also offers a range of programs with low down payment requirements, including FHA loans with 3.5% down.

Our loan officers can help you explore your options and find the best program for your needs. Some popular programs include:

• Mississippi Homebuyer Program
• FHA loans with 3.5% down
• VA loans with no down payment requirement