Woodbury's housing market is competitive, with a growing demand for homes. The median home price has increased steadily over the years, making it essential for homebuyers to work with a lender who understands the local market conditions. At NMHL, our loan officers have extensive knowledge of the Woodbury housing market and can help you navigate the process of securing a mortgage.

The city's population growth and economic development have contributed to its desirability, with many residents drawn to its excellent schools, parks, and community amenities. As a result, Woodbury has become a popular destination for families and professionals looking for a high quality of life.

Woodbury has several notable neighborhoods, each with its unique character and amenities. Some popular neighborhoods include:

• Downtown Woodbury: A vibrant downtown area with shops, restaurants, and community events.
• Brierwood: A family-friendly neighborhood with parks, trails, and excellent schools.
• Woodbury Heights: A desirable neighborhood with older homes and a strong sense of community.

Our loan officers can help you explore the different neighborhoods and find the one that best fits your lifestyle and budget.

Property taxes in Woodbury average approximately 1.05% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. It's essential to consider property taxes when calculating the total cost of homeownership in Woodbury.

NMHL's loan officers can help you understand how property taxes impact your mortgage payment and explore options for minimizing your tax liability.

Woodbury is served by School District 622, which includes Woodbury High School, Valley View Middle School, and several elementary schools. The school district has a strong reputation for academic excellence, which can positively impact home values in the area.

NMHL's loan officers can help you understand how the school district impacts home values and explore mortgage options that suit your needs.

Minnesota offers several first-time homebuyer programs, including the Minnesota Housing First-Time Homebuyer Program and the Minnesota Down Payment Assistance Program. These programs provide financial assistance and education to help first-time homebuyers achieve homeownership.

NMHL's loan officers can help you explore these programs and determine which one is right for you. We also offer a pre-approval process that can help you understand your mortgage options and negotiate power when making an offer on a home.

NMHL offers a range of mortgage programs for underserved borrowers, including those with bad credit, self-employed individuals, and veterans. Our loan officers can help you explore your options and find a program that suits your needs.

We also offer a pre-approval process that can help you understand your mortgage options and negotiate power when making an offer on a home. Contact us today to learn more about our programs and services.