The median home price in Midland, Michigan is approximately $195,000. Prices vary by neighborhood and property type. For example, homes in the downtown area tend to be more expensive than those in surrounding neighborhoods. Contact NMHL for current market data and to get pre-approved for a mortgage.

NMHL offers a range of mortgage programs in Midland, Michigan, including FHA, VA, conventional, jumbo, and specialty loans. Our loan officers can help you find the best program for your situation, whether you're a first-time homebuyer, self-employed, or have bad credit. We also offer NMHL pre-approval, which can give you a competitive edge in the market.

Property taxes in Midland average approximately 1.58% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. For example, on a $195,000 home, you can expect to pay around $3,081 per year in property taxes. Our loan officers can help you understand how property taxes will impact your mortgage payment.

Midland has several popular neighborhoods to choose from, each with its own unique character. Some of the most sought-after areas include downtown Midland, which offers a mix of historic homes and new developments; the Saginaw Country Club neighborhood, known for its golf course and upscale homes; and the Parkside neighborhood, which features a range of single-family homes and condos. Our loan officers can help you explore the different neighborhoods and find the one that's right for you.

Midland has several highly-rated school districts, including the Midland Public Schools district, which serves the city and surrounding areas. The district has a strong reputation for academic excellence, with several schools earning top ratings from the Michigan Department of Education. When buying a home in Midland, it's essential to consider the school district, as it can impact property values and your child's education. Our loan officers can help you understand how school districts can impact your mortgage and homebuying decision.

NMHL offers several first-time homebuyer programs in Midland, Michigan, including FHA loans with 3.5% down payment requirements and VA loans with zero down payment options. We also offer down payment assistance programs, such as the Michigan Housing Finance Agency's (MHA) Down Payment Assistance Program, which provides up to $7,500 in assistance. Our loan officers can help you explore these options and find the one that's right for you.

Yes, NMHL offers mortgage programs for borrowers with bad credit in Midland, Michigan. Our loan officers can help you explore options, such as subprime loans or credit repair programs, to help you qualify for a mortgage. We understand that bad credit can be a challenge, and we're committed to helping you achieve your homeownership goals. Contact us to learn more about our bad credit mortgage options.