The median home price in Holland, Michigan is approximately $280,000. Prices vary by neighborhood and property type, with some areas offering more affordable options. For example, the neighborhood of Downtown Holland has a mix of older and newer homes, with prices ranging from $200,000 to over $400,000. Contact NMHL for current market data and to discuss your homebuying goals.

NMHL offers a range of mortgage programs in Holland, including FHA, VA, conventional, jumbo, and specialty programs for borrowers with bad credit or unique financial situations. Our loan officers can help you find the best program for your needs, whether you're a first-time buyer or a seasoned homeowner. For example, our FHA loan program requires a down payment as low as 3.5% and has more lenient credit score requirements. Contact us to learn more about our mortgage programs and to get pre-approved.

Property taxes in Holland average approximately 1.60% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. For example, on a $280,000 home, you can expect to pay around $4,480 per year in property taxes. It's essential to consider property taxes when calculating your overall housing costs and to discuss your options with a loan officer at NMHL.

Holland has several charming neighborhoods to choose from, each with its unique character and amenities. Some popular neighborhoods include Downtown Holland, which offers a mix of shops, restaurants, and cultural attractions; West Ottawa, which features a more rural atmosphere and easy access to outdoor recreation; and East Holland, which has a diverse community and a range of housing options. When choosing a neighborhood, consider factors like school districts, commute times, and local amenities. Contact NMHL for more information on Holland neighborhoods and to find the best fit for your needs.

Holland has several highly-rated school districts, including Holland Public Schools, West Ottawa Public Schools, and Lakota Elementary School. School districts can have a significant impact on home values, with highly-rated districts often leading to increased property values. When buying a home in Holland, it's essential to research the local school districts and consider their quality when making your decision. Contact NMHL for more information on Holland school districts and to discuss your homebuying goals.

Michigan offers several programs to support first-time homebuyers, including the Michigan Housing Finance Agency's (MHA) Down Payment Assistance Program, which provides up to $7,500 in assistance. NMHL also offers a range of programs for first-time buyers, including FHA loans with down payments as low as 3.5% and VA loans with no down payment requirement. Contact us to learn more about these programs and to discuss your eligibility.

Getting pre-approved for a mortgage is an essential step in the homebuying process. At NMHL, you can get pre-approved online or by speaking with one of our experienced loan officers. We'll review your credit report, income, and other factors to determine how much you can borrow and provide you with a pre-approval letter to share with sellers. Contact us to get started and to learn more about our pre-approval process.