The Catonsville housing market is competitive, with a mix of older and newer homes available. The median home price in Catonsville is around $310,000, making it an attractive option for first-time homebuyers and seasoned buyers alike. According to recent data, homes in Catonsville are selling for around 100% of their asking price, indicating a strong seller's market. However, with the right guidance and mortgage program, buyers can still find great deals in this market.

At NMHL, we have a deep understanding of the local market conditions and can provide personalized guidance to help you navigate the homebuying process. Our loan officers are experienced in working with Catonsville borrowers and can help you find the best mortgage solution for your unique situation.

Catonsville has several notable neighborhoods, each with its own unique character. The Catonsville Historic District is a charming area with historic homes and tree-lined streets. Downtown Catonsville is a vibrant area with shops, restaurants, and community events. Other popular neighborhoods include Frederick Road, where you'll find a mix of older and newer homes, and Edmondson Village, which offers a more suburban feel.

When choosing a neighborhood in Catonsville, consider factors such as commute time, school districts, and local amenities. Our loan officers can provide more information on these neighborhoods and help you find the best location for your needs.

• Catonsville Historic District: historic homes and charming atmosphere
• Downtown Catonsville: vibrant area with shops and restaurants
• Frederick Road: mix of older and newer homes
• Edmondson Village: suburban feel with parks and community events

Property taxes in Catonsville average approximately 1.08% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. For example, on a $310,000 home, you can expect to pay around $3,348 per year in property taxes.

Our loan officers can help you understand how property taxes will impact your mortgage payment and provide guidance on how to factor them into your homebuying budget. We also offer tools and resources to help you estimate your property taxes and make informed decisions about your home purchase.

Catonsville is served by the Baltimore County Public Schools system, which includes several highly-rated schools in the area. The Catonsville High School and Edmondson High School are both highly-rated and offer a range of academic programs.

When choosing a home in Catonsville, consider the school district and its impact on home values. Our loan officers can provide guidance on how to factor schools into your homebuying decision and help you explore down payment assistance programs and other resources available to Catonsville homebuyers.

• Catonsville High School: highly-rated public high school
• Edmondson High School: highly-rated public high school
• Baltimore County Public Schools: range of academic programs and extracurricular activities

NMHL offers several first-time homebuyer programs in Catonsville, Maryland, including FHA loans with as little as 3.5% down and VA loans with zero down payment options. We also offer down payment assistance programs, such as the Maryland Mortgage Credit Certificate (MCC) program, which provides a federal tax credit for homebuyers.

Our loan officers can help you explore these options and find the best program for your situation. We also offer educational resources and workshops to help first-time homebuyers navigate the homebuying process.

At NMHL, we understand that not all borrowers have the same financial situation. That's why we offer a range of programs for underserved borrowers, including bad credit mortgages, self-employed loan programs, and VA loans for veterans.

Our loan officers can help you explore these options and find the best program for your situation. We also offer personalized service and competitive rates to ensure that you get the best deal possible.

• Bad credit mortgages: options for borrowers with credit challenges
• Self-employed loan programs: options for self-employed borrowers
• VA loans: zero down payment options for veterans