The Radcliff housing market is characterized by a mix of older and newer homes, with a range of architectural styles and neighborhoods to choose from. The city's proximity to Fort Knox and its affordable housing options make it an attractive choice for first-time homebuyers and families. According to recent data, the median home price in Radcliff is around $173,000, with homes typically staying on the market for around 30 days.

Some of the most popular neighborhoods in Radcliff include the historic downtown area, Oaklawn, and Wilsonville. These neighborhoods offer a range of housing options, from cozy bungalows to larger family homes. Our team at NMHL is familiar with the local neighborhoods and can help you find the perfect home to suit your needs.

Radcliff and the state of Kentucky offer a range of programs to help first-time homebuyers achieve their homeownership goals. The Kentucky Housing Corporation (KHC) offers the First-Time Homebuyer Program, which provides financing options with competitive interest rates and lower mortgage insurance premiums. NMHL also offers specialized loan programs for first-time homebuyers, including the NMHL First-Time Homebuyer Advantage loan, which features a low down payment requirement of just 3.5%.

• Competitive interest rates
• Lower mortgage insurance premiums
• Down payment assistance options

Our team at NMHL is committed to helping first-time homebuyers navigate the mortgage process and take advantage of these programs.

As a homeowner in Radcliff, you'll need to consider property taxes and insurance as part of your overall housing costs. The average annual property tax bill in Radcliff is around $1,200, based on a property tax rate of 0.86%. Homeowners insurance premiums in Radcliff vary depending on factors such as the home's value, location, and construction type.

At NMHL, we can help you factor these costs into your mortgage planning and explore options for tax-advantaged mortgage products. Our team is dedicated to helping you understand the total cost of homeownership and finding ways to minimize your expenses.

At NMHL, we understand that every borrower is unique, and we're committed to finding mortgage solutions that meet your individual needs. Our range of loan programs includes options for borrowers with bad credit, self-employed individuals, and veterans. We also offer specialized loan programs, such as the NMHL Advantage loan, which features flexible credit score requirements and lower down payment options.

Our team is dedicated to providing personalized service and guidance throughout the mortgage process. Whether you're a first-time homebuyer or a seasoned homeowner, we'll work with you to determine the best loan option for your situation.