You searched:
“first time home buyer no idea where to start”
Everyone starts somewhere, and the fact that you are researching puts you ahead of most. The home buying process has clear steps, and with the right guidance, it is far more manageable than it looks from the outside.
Take a breath. Help is here.
- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
We've Helped Others in Your Situation
Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1No one in family has owned a home to ask for adviceSolution exists
- 2Conflicting information online creates confusionSolution exists
- 3Fear of making an expensive mistakeSolution exists
- 4Unsure about credit, savings, or income requirementsSolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Your Options Right Now
Free Homebuyer Consultation
A 15-minute call with a licensed loan officer who explains the entire process, your options, and your timeline.
Available nowFirst-Time Buyer Programs
FHA, HomeReady, and state programs offer low down payments, grants, and education specifically for first-time buyers.
Available nowPre-Approval Roadmap
Get pre-approved to know your budget, then shop with confidence knowing exactly what you can afford.
Available nowTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200Everyone starts somewhere. Let us guide your first step.
Start Your Application
Takes about 5 minutes. No obligation. No credit check until you are ready.
Our Presence
Click on endorsed states to see our direct resources!
Frequently Asked Questions
FHA loans require 580 for 3.5% down. Some programs assist buyers with scores as low as 500. Many first-time buyer programs have flexible requirements.
With zero-down VA or USDA loans, potentially nothing. FHA requires 3.5% down. Many states offer grants that cover the down payment entirely.
Get pre-qualified. It costs nothing, takes minutes, and tells you exactly how much home you can afford and which programs you qualify for.
Everyone starts somewhere. Let us guide your first step.
We will reach out at a time that works for you. No pressure, no obligation.