You searched:
“Eviction on record can I get mortgage”
If you're searching for 'Eviction on record can I get mortgage', you're probably feeling anxious about your past housing issues affecting your future homeownership dreams. You're not alone — many people face challenges with previous evictions on their record. The good news is that there are mortgage options available specifically for people in your situation. At National Mortgage Home Loans (NMHL), we've helped countless borrowers overcome similar obstacles and achieve their goal of owning a home.
Take a breath. Help is here.
- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
We've Helped Others in Your Situation
Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1Life circumstances changed unexpectedly, making it hard to keep up with rent or mortgage paymentsSolution exists
- 2Previous landlord disputes or unforeseen property issues led to evictionSolution exists
- 3Medical emergencies or job loss created financial strainSolution exists
- 4Lack of clear information about tenant rights or mortgage options contributed to past difficultiesSolution exists
- 5Credit reporting errors or outdated information affected your credit profileSolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Understanding the Impact of Eviction on Your Mortgage Application
An eviction on your record can be a significant obstacle when applying for a mortgage. However, it's essential to remember that this event doesn't define your entire financial situation. NMHL's loan officers will review your credit history, income, and other factors to determine the best mortgage options for you.
Many people face challenges with past evictions, and there are mortgage programs available to help. By understanding your situation and exploring alternative loan options, you can increase your chances of getting approved for a mortgage.
Don't let past evictions hold you back from achieving your homeownership dreams. Contact NMHL to explore your mortgage options.
NMHL's Specialized Mortgage Programs for Borrowers with Past Evictions
NMHL offers a range of mortgage programs designed to help borrowers with complex financial situations, including those with past evictions. Our Non-QM and bank statement loans are ideal for borrowers who don't fit traditional lending criteria.
- Non-QM loans consider alternative credit profiles and income documentation.
- Bank statement loans use business or personal bank statements to verify income.
These programs provide a second chance at mortgage approval, and our loan officers will guide you through the application process.
Explore NMHL's specialized mortgage programs and find a solution that works for you.
Rebuilding Your Credit and Improving Your Financial Profile
Rebuilding your credit and improving your financial profile takes time and effort, but it's a crucial step towards achieving your homeownership goals. NMHL's loan officers will provide personalized guidance on credit rebuilding strategies and help you create a plan to improve your financial situation.
By addressing your credit challenges and working with a knowledgeable loan officer, you can increase your chances of getting approved for a mortgage and achieving your dream of owning a home.
Take the first step towards rebuilding your credit and improving your financial profile with NMHL's expert guidance.
Getting Started with NMHL: Your Path to Mortgage Approval
The first step towards getting approved for a mortgage with NMHL is to speak with one of our experienced loan officers. They'll review your financial situation, discuss your mortgage options, and guide you through the application process.
By working with NMHL, you'll benefit from our expertise in handling complex financial situations and our commitment to finding a mortgage solution that meets your needs.
Contact NMHL today to start your journey towards mortgage approval.
Your Options Right Now
NMHL Pre-Approval Review
Get a personalized pre-approval review from an NMHL loan officer who understands your situation. This step helps you understand your mortgage options and identify the best path forward.
Act quicklySpecialized Mortgage Programs
NMHL offers alternative loan programs, such as Non-QM or bank statement loans, designed for borrowers with unique financial situations or past credit issues. These programs can provide a second chance at mortgage approval.
Act quicklyCredit Rebuilding Guidance
Receive expert guidance on rebuilding your credit and improving your financial profile. NMHL's loan officers work with you to create a plan that addresses your specific credit challenges.
Act quicklyTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200Want to talk through your mortgage options with someone who's helped hundreds of people with past evictions? We're here to listen and help you find a solution that works for you.
Start Your Application
Takes about 5 minutes. No obligation. No credit check until you are ready.
Our Presence
Click on endorsed states to see our direct resources!
Frequently Asked Questions
An eviction on your record can make it more challenging to get approved for a mortgage, but it's not an automatic disqualification. NMHL's loan officers will review your entire financial situation to determine the best mortgage options for you. We'll work with you to address any concerns and find a solution that fits your needs.
Yes, it's possible to qualify for an FHA loan even with an eviction on your record. NMHL has experience with FHA loans and can help you navigate the process. We'll review your credit history and financial situation to determine the best course of action.
Your chances of getting approved for a mortgage depend on various factors, including your current financial situation, credit score, and the mortgage program you're applying for. NMHL's loan officers will assess your overall financial health and provide personalized guidance to improve your chances of approval.
The waiting period after an eviction varies depending on the type of mortgage and the lender. NMHL offers mortgage programs with different waiting periods, and our loan officers will help you determine the best option for your situation.
Yes, NMHL considers mortgage applications from borrowers with past evictions. Our loan officers specialize in helping borrowers with complex financial situations, and we'll work with you to find a mortgage solution that meets your needs.
Want to talk through your mortgage options with someone who's helped hundreds of people with past evictions? We're here to listen and help you find a solution that works for you.
We will reach out at a time that works for you. No pressure, no obligation.