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“Getting divorced and need a new mortgage”
If you're searching for 'Getting divorced and need a new mortgage', you're probably feeling overwhelmed and uncertain about your financial future. You're not alone — according to the American Community Survey, nearly 50% of marriages end in divorce, and many of these individuals face the daunting task of establishing financial independence. Here's what most people don't know: there are mortgage options designed specifically for people in your situation. At National Mortgage Home Loans (NMHL), we've helped thousands of borrowers navigate similar challenges and find a path forward.
Take a breath. Help is here.
- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
We've Helped Others in Your Situation
Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1You're facing a sudden change in income or expenses due to divorce proceedingsSolution exists
- 2Your credit score may have taken a hit during the marriage, affecting your mortgage eligibilitySolution exists
- 3You may be dealing with complex asset division, including the family homeSolution exists
- 4You need a mortgage solution that accommodates your new financial realitySolution exists
- 5Traditional lenders may not understand your unique situation or offer suitable programsSolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Understanding Your Mortgage Options After Divorce
After a divorce, it's natural to feel uncertain about your financial future. However, there are mortgage options available that can help you achieve stability and move forward. At NMHL, we specialize in helping borrowers navigate complex financial situations, including those related to divorce.
Our mortgage programs are designed to accommodate a range of challenges, from credit issues to self-employment income. We'll work with you to understand your unique situation and identify the most suitable loan options.
Take the first step toward financial stability — contact us today to discuss your mortgage options.
Navigating the Mortgage Process During Divorce Proceedings
The divorce process can be complex, and navigating the mortgage application process at the same time may seem daunting. However, with the right guidance, you can make informed decisions about your financial future.
- Understand how your divorce agreement may impact your mortgage eligibility
- Learn about mortgage programs designed for individuals with complex financial situations
- Get guidance on how to manage your credit score during and after the divorce
Our experienced loan officers are here to guide you through the mortgage process — no judgment, just expert advice.
Rebuilding Your Financial Future with NMHL
At NMHL, we're committed to helping you rebuild your financial future after a divorce. Our mortgage programs and expert guidance can help you achieve stability and move forward with confidence.
We'll work with you to understand your financial goals and identify the most suitable mortgage options. Whether you're looking to purchase a new home or refinance an existing mortgage, we're here to help.
Take control of your financial future — contact NMHL today to discuss your mortgage options.
Frequently Asked Questions About Mortgages and Divorce
We understand that you may have questions about the mortgage process during and after a divorce. Here, we'll address some common concerns and provide guidance on how to navigate the process.
If you have additional questions or need personalized advice, don't hesitate to contact us.
Your financial well-being is our priority — we're here to help.
Your Options Right Now
NMHL Pre-Approval
Get pre-approved for a mortgage that fits your new financial situation. Our pre-approval process is fast, flexible, and designed to give you clarity on your homebuying power.
Act quicklySpecialized Mortgage Programs
We offer a range of mortgage programs, including FHA, Non-QM, and bank statement loans, that can accommodate complex income situations or credit challenges.
Act quicklyPersonalized Loan Guidance
Work with an NMHL loan officer who specializes in divorce-related mortgage challenges. They'll help you navigate the process and find the best loan options for your situation.
Act quicklyTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200Want to talk through your mortgage options with someone who's helped hundreds of people in your exact situation? We're here — no judgment, no pressure.
Start Your Application
Takes about 5 minutes. No obligation. No credit check until you are ready.
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Frequently Asked Questions
Yes, you can get a mortgage after a divorce. Many lenders, including NMHL, offer mortgage programs designed for individuals in your situation. We'll work with you to find the best loan options based on your new financial circumstances.
Divorce can impact your mortgage application, particularly if there are changes to your income, credit score, or debt-to-income ratio. However, our experienced loan officers at NMHL can help you navigate these challenges and identify the most suitable mortgage programs.
If you're dealing with bad credit after a divorce, you may still have mortgage options available. NMHL offers Non-QM loans and other specialized programs that can accommodate credit challenges. We'll work with you to find the best solution for your situation.
Yes, you can qualify for a mortgage as a self-employed individual after a divorce. NMHL offers bank statement loans and other programs designed for self-employed borrowers. Our loan officers will help you navigate the application process and identify the most suitable loan options.
The time it takes to get a mortgage after a divorce can vary depending on several factors, including the complexity of your financial situation and the mortgage program you choose. At NMHL, we'll work efficiently to guide you through the process and provide a clear timeline for your mortgage application.
Want to talk through your mortgage options with someone who's helped hundreds of people in your exact situation? We're here — no judgment, no pressure.
We will reach out at a time that works for you. No pressure, no obligation.