You searched:
“can I buy a house while going through a divorce”
Yes, you can buy a home during or immediately after divorce proceedings, but timing and documentation matter. Your divorce decree, property settlement, and individual financial profile all play roles in qualification.
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- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
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Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1Need new housing immediately after separationSolution exists
- 2Want to secure housing before divorce finalizesSolution exists
- 3Children need stable home environmentSolution exists
- 4Lease is ending during divorce proceedingsSolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Your Options Right Now
Buy After Decree is Final
Cleanest path -- once the decree is final, your debts and income are clearly defined for mortgage qualification.
Available nowBuy During Proceedings
Possible but complex. Some lenders approve with a signed separation agreement and clear property division.
May take timeQuitclaim from Marital Home
If awarded the marital home, refinance into your name alone. If not, a quitclaim deed removes your obligation.
May take timeTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200Going through divorce? We handle complex situations.
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Frequently Asked Questions
In some states and situations, yes. A signed separation agreement documenting debt division can be sufficient for many lenders.
Once the divorce decree assigns debts, lenders typically only count the debts assigned to you. Proper documentation is key.
Yes. If the divorce decree awards you equity from the marital home sale, those funds can be used for your next home purchase.
Going through divorce? We handle complex situations.
We will reach out at a time that works for you. No pressure, no obligation.