NMHL Mortgage Lending
Mortgage Lender in Savannah, GA
Local expertise and competitive rates for Savannah homebuyers.
Savannah Housing Market Overview
Savannah's historic charm, growing port economy, and coastal lifestyle attract both homebuyers and investors. The city offers affordable entry points compared to other coastal markets, with strong rental demand from tourism and military personnel at nearby Fort Stewart.
Savannah Neighborhoods
Popular areas for homebuyers in Savannah, GA
ZIP Codes We Serve in Savannah
Mortgage lending available in these Savannah ZIP codes
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Savannah
Explore mortgage options tailored to Savannah homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Savannah's Thriving Housing Market
Savannah's housing market is experiencing a surge in activity, driven by its historic charm, growing economy, and desirable coastal lifestyle. The median home price is around $300,000, making it an attractive option for both first-time homebuyers and seasoned investors.
The city's tourism industry creates strong demand for short-term rentals, while the growing port and logistics sector supports long-term rental markets. Neighborhoods like the Historic District, Ardsley Park, and Tybee Island are popular among homebuyers and renters alike.
NMHL's mortgage professionals can help you navigate Savannah's housing market and find the best mortgage options for your needs.
First-Time Homebuyer Programs in Savannah
First-time homebuyers in Savannah can take advantage of several programs designed to make homeownership more accessible. The Georgia Dream Homeownership Program provides up to $10,000 in down payment assistance, while NMHL's own first-time homebuyer programs offer competitive rates and flexible underwriting.
- Georgia Dream Homeownership Program: up to $10,000 in down payment assistance
- NMHL First-Time Homebuyer Program: competitive rates and flexible underwriting
Contact NMHL today to learn more about first-time homebuyer programs in Savannah and get pre-approved for a mortgage.
Mortgage Options for Underserved Borrowers
At NMHL, we understand that many borrowers face unique challenges when it comes to securing a mortgage. That's why we offer specialized mortgage programs for underserved borrowers, including those with bad credit, self-employed individuals, and veterans.
Our mortgage professionals will work with you to determine the best mortgage options for your situation and guide you through the application process.
NMHL is committed to helping underserved borrowers achieve their homeownership goals. Contact us today to learn more about our mortgage programs.
Understanding Property Taxes in Savannah
The average property tax rate in Savannah is around 1.05%, which is relatively moderate compared to other coastal cities. However, property tax rates can vary depending on the specific location within Chatham County.
NMHL's mortgage professionals can help you understand the property tax implications of your home purchase and factor them into your overall mortgage costs.
Don't forget to factor property taxes into your mortgage costs. Contact NMHL today to get a better understanding of your overall costs.
Getting Pre-Approved for a Mortgage in Savannah
Getting pre-approved for a mortgage is an essential step in the homebuying process. At NMHL, we offer a streamlined pre-approval process that can be completed online or over the phone.
Our mortgage professionals will review your credit report and financial situation to determine the best mortgage options for you.
Contact NMHL today to get pre-approved for a mortgage and take the first step towards homeownership in Savannah.
Frequently Asked Questions
NMHL's mortgage programs offer several benefits for Savannah borrowers, including competitive rates, flexible underwriting, and down payment assistance options. Our programs are designed to help underserved borrowers, such as those with bad credit or self-employed individuals, achieve their homeownership goals. With NMHL, you can benefit from personalized service from experienced mortgage professionals who know the Savannah market.
To qualify for down payment assistance in Savannah, you'll need to meet specific income limits and purchase price limits, which vary depending on the program. NMHL offers several down payment assistance options, including the Georgia Dream Homeownership Program, which provides up to $10,000 in assistance. Our mortgage professionals can help you determine which programs you're eligible for and guide you through the application process.
The average property tax rate in Savannah is around 1.05%, which is relatively moderate compared to other coastal cities. However, property tax rates can vary depending on the specific location within Chatham County. NMHL's mortgage professionals can help you understand the property tax implications of your home purchase and factor them into your overall mortgage costs.
Savannah has many desirable neighborhoods to choose from, each with its own unique character. Popular areas include the Historic District, Ardsley Park, and Tybee Island. When searching for a neighborhood, consider factors like school districts, commute times, and local amenities. NMHL's mortgage professionals can provide guidance on the local real estate market and help you find the best neighborhoods to suit your needs.
Yes, NMHL offers mortgage programs for borrowers with bad credit. Our mortgage professionals will review your credit report and financial situation to determine the best course of action. We may be able to offer alternative credit scoring options or other solutions to help you qualify for a mortgage. Contact NMHL today to start the pre-approval process.
Savannah is served by the Savannah-Chatham County Public Schools system, which includes several highly-rated schools. The district's schools have a strong reputation for academic excellence, and homebuyers often prioritize school districts when choosing a neighborhood. NMHL's mortgage professionals can provide information on local school districts and how they impact home values.
Related Resources
Ready to Buy in Savannah?
Let NMHL help you navigate the Savannah housing market with expert guidance and competitive rates.