New Britain is a diverse city with a range of neighborhoods to suit different lifestyles and preferences. Some popular areas include Downtown New Britain, with its vibrant cultural scene and historic architecture, and the Walnut Hill neighborhood, known for its charming streets and family-friendly atmosphere. Other neighborhoods, such as East Main and Main Street, offer a mix of residential and commercial properties.

• Downtown New Britain: Upscale condos and apartments, cultural attractions, and entertainment venues.
• Walnut Hill: Historic homes, family-friendly atmosphere, and community parks.
• East Main: Mix of residential and commercial properties, convenient access to highways.

NMHL's local expertise can help you navigate these neighborhoods and find the best mortgage options for your new home.

At NMHL, we offer a range of mortgage options tailored to New Britain residents. Our loan programs include FHA, VA, USDA, Conventional, and Jumbo loans, ensuring that you find the best fit for your financial situation. We also specialize in serving underserved borrowers, including those with bad credit, self-employed individuals, and veterans.

Our mortgage options include:

• FHA Loans: Low down payment requirements and lenient credit score thresholds.
• VA Loans: Zero-down financing for eligible veterans and service members.
• USDA Loans: Zero-down financing for rural homebuyers.

Contact us to explore your mortgage options and receive a personalized pre-approval.

Property taxes in New Britain are an essential consideration for homebuyers. The city's property tax rate is around 45.14 mills, which is used to fund local schools, infrastructure, and community services. Homebuyers should factor property taxes into their mortgage calculations to ensure they understand the total cost of homeownership.

NMHL can help you navigate the property tax landscape in New Britain and provide guidance on how to minimize your tax burden. Our experienced loan officers will work with you to create a personalized mortgage plan that takes into account your property tax obligations.

Connecticut offers several first-time homebuyer programs, including the CHFA down payment assistance program and the USDA Rural Development loan program. These programs can help you cover your down payment, closing costs, and other expenses associated with buying a home.

NMHL participates in these programs and can help you determine your eligibility. Our loan officers will work with you to explore available options and create a personalized mortgage plan. Contact us to learn more about first-time homebuyer programs in Connecticut and how they can help you achieve homeownership.