NMHL Mortgage Lending
Mortgage Lender in Centennial, CO
Local expertise and competitive rates for Centennial homebuyers.
Centennial, Colorado is a thriving community with a diverse housing market, offering a range of mortgage options for homebuyers. With a median home price of $550,000, borrowers can find opportunities in various neighborhoods, from established homes to new constructions. At National Mortgage Home Loans (NMHL), we understand the local market and offer tailored mortgage solutions, including programs for first-time homebuyers, self-employed individuals, and those with less-than-perfect credit.
Our expertise in the Centennial market allows us to guide borrowers through the mortgage process, from pre-approval to closing. We offer a range of mortgage products, including FHA, VA, conventional, and jumbo loans, ensuring that our clients find the best fit for their financial situation. Whether you're a seasoned homeowner or just starting out, NMHL is committed to providing personalized service and competitive rates.
As a trusted mortgage lender in Centennial, NMHL is dedicated to helping borrowers achieve their homeownership goals. Our local knowledge and extensive experience make us the ideal partner for navigating the complexities of the Centennial housing market. Contact us today to explore your mortgage options and take the first step towards owning your dream home.
Centennial Housing Market Overview
Centennial is a growing community in Colorado offering diverse mortgage options for homebuyers. Contact NMHL for personalized Centennial mortgage rates and programs.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Centennial
Explore mortgage options tailored to Centennial homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
Learn MoreWhat Our Clients Say
Real reviews from Google — no cherry-picking
Our Presence
Click on endorsed states to see our direct resources!
Understanding the Centennial Housing Market
The Centennial housing market is characterized by a mix of established neighborhoods and new developments, offering a range of home styles and prices. The median home price is around $550,000, with prices varying depending on factors like location, age, and condition of the property. Our mortgage experts can provide insights into current market trends and help you navigate the homebuying process.
- Neighborhoods: Popular areas include The Streets at Southglenn, Eagle Park, and Hunters Glen, each with its unique character and amenities.
- Home Prices: Median home price is $550,000, with a range of prices across different neighborhoods and property types.
Stay informed about the latest Centennial housing market trends with NMHL's market updates and expert analysis.
Mortgage Options for Centennial Homebuyers
At NMHL, we offer a range of mortgage products tailored to the needs of Centennial homebuyers. Our loan officers can help you explore options, including FHA, VA, conventional, and jumbo loans. We also offer specialized programs for borrowers with unique financial situations, such as self-employed individuals or those with lower credit scores.
Some of the mortgage programs we offer include:
- FHA loans with down payments as low as 3.5%
- VA loans for eligible veterans and service members
- Conventional loans with competitive rates and terms
- Jumbo loans for higher-priced homes
Get pre-approved for a mortgage with NMHL and take the first step towards owning your dream home in Centennial.
Down Payment Assistance Programs in Centennial
NMHL offers access to down payment assistance programs, which can help eligible borrowers cover down payments and closing costs. These programs can make homeownership more accessible, especially for first-time homebuyers or those with limited financial resources.
Some of the down payment assistance programs available in Centennial include:
- Colorado Housing and Finance Authority (CHFA) down payment assistance program
- Other local and state-specific programs
Our loan officers can help you explore these options and determine your eligibility.
Don't let down payment requirements hold you back from achieving your homeownership goals. Explore down payment assistance programs with NMHL.
Why Choose NMHL for Your Centennial Mortgage
At NMHL, we're committed to providing personalized service and competitive rates to Centennial homebuyers. Our local knowledge and extensive experience make us the ideal partner for navigating the complexities of the Centennial housing market.
Some of the benefits of working with NMHL include:
- Personalized service from experienced loan officers
- Competitive rates and terms on a range of mortgage products
- Access to specialized programs for borrowers with unique financial situations
Contact NMHL today to explore your mortgage options and take the first step towards owning your dream home in Centennial.
Frequently Asked Questions
Centennial is home to many desirable neighborhoods, including The Streets at Southglenn, Eagle Park, and Hunters Glen. Each area offers a unique character and amenities, with varying home prices and styles. Our mortgage experts can help you explore financing options for your preferred neighborhood.
Property taxes in Centennial are calculated based on the assessed value of your home, with an average tax rate of 0.52%. This translates to approximately $2,860 per year for a $550,000 home. Our loan officers can help you factor property taxes into your mortgage payments and explore options for managing these costs.
NMHL offers several mortgage programs tailored to first-time homebuyers in Centennial, including FHA loans with down payments as low as 3.5%. We also offer specialized programs for borrowers with lower credit scores or non-traditional income sources. Our experts can help you navigate these options and find the best fit for your situation.
Yes, NMHL offers mortgage programs for borrowers with less-than-perfect credit. Our loan officers can help you explore options, such as FHA loans or subprime mortgage products, and guide you through the pre-approval process. We consider a range of factors beyond credit score, including income, debt-to-income ratio, and overall financial health.
Centennial is served by the Cherry Creek School District, which is highly rated and can positively impact home values. Homes located within top-performing school districts tend to retain their value and attract potential buyers. Our mortgage experts can help you understand how school districts may influence your home purchase decision.
NMHL offers access to down payment assistance programs, such as the Colorado Housing and Finance Authority (CHFA) down payment assistance program. These programs can help eligible borrowers cover down payments and closing costs, making homeownership more accessible. Our loan officers can help you explore these options and determine your eligibility.
Related Resources
Ready to Buy in Centennial?
Let NMHL help you navigate the Centennial housing market with expert guidance and competitive rates.