VA Loans Calculator

Free Tool

Estimate your monthly VA Loans payment. Adjust the loan amount, down payment, and interest rate to find the right fit for your budget.

0%

Min Down Payment

620+

Min Credit Score

15 years, 20 years, 30 years

Loan Terms

Calculate Your VA Loans Payment

Enter the home price, down payment, and interest rate to see your estimated monthly payment including principal, interest, taxes, and insurance.

Current national average: 6.1% (30-yr fixed)|Your rate may vary

Mortgage Payment Calculator

Calculate your monthly mortgage payment with taxes and insurance

$0/month
Loan Amount: $400,000
P&I: $0
Tax: $0
Insurance: $0
$100K$2M
$0$500K
3%10%
years

About the VA Loans Calculator

Our VA Loans calculator helps you estimate your monthly mortgage payment by breaking it down into principal, interest, property taxes, and insurance. Enter the home price, your down payment, the interest rate, and loan term to see a detailed payment breakdown.

Tips for best results:

  • Compare 15-year and 30-year terms to balance payment size and total interest
  • Factor in property taxes and homeowners insurance
  • Contact NMHL for current VA Loans rates specific to your profile

VA Loans Benefits

No down payment required
No private mortgage insurance
Competitive interest rates
Limited closing costs
No prepayment penalty
Assumable by qualified veterans

Expert Guidance at Every Step

Our loan officers don't just crunch numbers — they help you understand every option so you can make the best decision for your family. Get a personalized consultation at no cost.

Professional mortgage team in a meeting

See What You Qualify For

Complete your mortgage application in minutes — no login required

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Select your state to see location-specific rates and programs.

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VA Loans Calculator FAQs

Enter the home price, down payment, interest rate, and loan term. The calculator estimates your monthly payment including principal and interest. For VA Loans, down payments start as low as 0%. Results are estimates — contact NMHL for an exact quote.

Your actual VA Loans rate depends on your credit score, loan amount, down payment, and market conditions. Use current market averages as a starting point, or contact NMHL for a personalized rate quote to get the most accurate calculation.

Your monthly payment typically includes principal (the loan amount you are paying back), interest (the cost of borrowing), property taxes, and homeowners insurance. Government-backed loans like this one may also include a mortgage insurance premium.

VA Loans requirements include a minimum credit score of 620, a minimum down payment of 0%, and standard documentation including income verification. Contact NMHL for full eligibility details.

Yes. Run calculations with different loan types to compare monthly payments. Try our other loan calculators to see how FHA, VA, conventional, and other programs compare. Each has different rates, down payment requirements, and insurance costs.

Ready to Apply for a VA Loans?

Get a personalized VA Loans quote from NMHL. Our licensed loan officers are ready to help.