Calculate Your Adjustable-Rate Mortgage (ARM) Payment
Enter the home price, down payment, and interest rate to see your estimated monthly payment including principal, interest, taxes, and insurance.
About the Adjustable-Rate Mortgage (ARM) Calculator
Our Adjustable-Rate Mortgage (ARM) calculator helps you estimate your monthly mortgage payment by breaking it down into principal, interest, property taxes, and insurance. Enter the home price, your down payment, the interest rate, and loan term to see a detailed payment breakdown.
Tips for best results:
- Compare 15-year and 30-year terms to balance payment size and total interest
- Factor in property taxes and homeowners insurance
- Contact NMHL for current Adjustable-Rate Mortgage (ARM) rates specific to your profile
Adjustable-Rate Mortgage (ARM) Benefits
Expert Guidance at Every Step
Our loan officers don't just crunch numbers — they help you understand every option so you can make the best decision for your family. Get a personalized consultation at no cost.
See What You Qualify For
Complete your mortgage application in minutes — no login required
Compare Other Loan Calculators
Run calculations with different loan types to find the best fit.
What Our Clients Say
Real reviews from verified Google users
Calculate for Your State
Select your state to see location-specific rates and programs.
Our Presence
Click on endorsed states to see our direct resources!
Adjustable-Rate Mortgage (ARM) Calculator FAQs
Enter the home price, down payment, interest rate, and loan term. The calculator estimates your monthly payment including principal and interest. For Adjustable-Rate Mortgage (ARM), down payments start as low as 5%. Results are estimates — contact NMHL for an exact quote.
Your actual Adjustable-Rate Mortgage (ARM) rate depends on your credit score, loan amount, down payment, and market conditions. Use current market averages as a starting point, or contact NMHL for a personalized rate quote to get the most accurate calculation.
Your monthly payment typically includes principal (the loan amount you are paying back), interest (the cost of borrowing), property taxes, and homeowners insurance. Depending on your down payment, you may also have private mortgage insurance (PMI).
Adjustable-Rate Mortgage (ARM) requirements include a minimum credit score of 620, a minimum down payment of 5%, and standard documentation including income verification. Contact NMHL for full eligibility details.
Yes. Run calculations with different loan types to compare monthly payments. Try our other loan calculators to see how FHA, VA, conventional, and other programs compare. Each has different rates, down payment requirements, and insurance costs.
Related Resources
Ready to Apply for a Adjustable-Rate Mortgage (ARM)?
Get a personalized Adjustable-Rate Mortgage (ARM) quote from NMHL. Our licensed loan officers are ready to help.