The Maricopa housing market is experiencing steady growth, driven by the city's expanding economy and population. As a result, home prices are rising, and inventory is relatively low. This makes it an excellent time to explore mortgage options and get pre-approved for a loan. NMHL's local expertise and competitive rates can help you navigate the market and find the best loan for your needs.

Some of the most desirable neighborhoods in Maricopa include the Villages at Maricopa, Downtown Maricopa, and the Preserve at Wildflower. These areas offer a range of housing options, from starter homes to luxury properties. When choosing a neighborhood, consider factors like school districts, commute times, and local amenities to find the best fit for your needs.

Arizona offers several programs to help first-time homebuyers achieve their goals. The Arizona Home Plus program provides down payment assistance and competitive interest rates. NMHL can help you navigate the application process and ensure you're eligible for these programs. Our experienced loan officers will work with you to identify the best loan options and guide you through the process.

• Arizona Home Plus: Provides up to 4% of the loan amount in down payment assistance
• Chase Homebuyer Grant: Offers up to $7,500 in down payment assistance

These programs can help make homeownership more accessible and affordable. Contact NMHL today to learn more about available programs and get started on your homebuying journey.

NMHL offers a range of mortgage options to suit the needs of Maricopa borrowers, including FHA, VA, USDA, conventional, and jumbo loans. Our loan officers have extensive experience working with borrowers who may have unique circumstances, such as self-employment or bad credit. We'll work with you to identify the best loan options and guide you through the application process.

Some of the benefits of working with NMHL include:

• Competitive rates and terms
• Personalized service from experienced loan officers
• A range of mortgage options to suit your needs

Contact NMHL today to learn more about our mortgage options and get pre-approved for a loan.

As a homeowner in Maricopa, you'll need to consider property taxes and insurance when budgeting for your mortgage. The average effective property tax rate in Maricopa is 0.72%, which is slightly lower than the national average. Homeowners insurance rates vary depending on factors like location, property value, and insurance provider.

It's essential to factor these costs into your mortgage planning to ensure you're prepared for the total cost of homeownership. NMHL can help you understand the costs associated with homeownership and ensure you're prepared for the responsibilities that come with owning a home.