Gilbert is a diverse community with a range of neighborhoods to suit different lifestyles and preferences. From the vibrant Downtown Gilbert area to the family-friendly neighborhoods of Higley Estates and Greenfield Lakes, there's something for everyone. Our loan officers are familiar with the local market and can provide insights into the best neighborhoods for your needs.

• Downtown Gilbert: This historic area is experiencing a resurgence, with new shops, restaurants, and entertainment venues popping up. Homes here tend to be in high demand, making it a great option for buyers looking to invest in a property that will appreciate over time.
• Higley Estates: This master-planned community offers a range of amenities, including parks, trails, and community centers. Homes here are often newer and feature modern designs.
• Greenfield Lakes: This desirable neighborhood is known for its beautiful lakes and scenic views. Homes here tend to be larger and more luxurious, making it a great option for buyers looking for a spacious property.

At NMHL, we offer a range of mortgage options to suit the diverse needs of Gilbert homebuyers. From conventional loans to FHA, VA, and jumbo mortgages, we have a program to fit your situation. Our loan officers are experienced in working with borrowers who may have less-than-perfect credit or other challenges that can make it harder to secure a mortgage.

Some of the mortgage options available to Gilbert homebuyers include:

• FHA Loans: With down payments as low as 3.5%, FHA loans are a great option for first-time homebuyers or those with lower credit scores.
• VA Loans: For eligible veterans and service members, VA loans offer favorable terms, including lower interest rates and no down payment requirements.
• Jumbo Mortgages: For buyers looking to purchase a higher-priced home, jumbo mortgages offer financing options above conventional loan limits.

One of the biggest hurdles for many homebuyers is saving for a down payment. At NMHL, we offer down payment assistance programs to help make homeownership more accessible. These programs can provide grants or matching funds to help with down payment and closing costs.

Some of the down payment assistance programs available to Gilbert homebuyers include:

• NMHL Down Payment Assistance: This program offers grants of up to 4% of the loan amount to help with down payment and closing costs.
• Arizona Home Plus: This state program provides down payment assistance and other benefits to help homebuyers in Arizona.

Gilbert's housing market is experiencing significant growth, driven by the area's strong economy and desirable lifestyle. With a median home price of $490,000, the market is competitive, but NMHL's experienced loan officers can help you navigate the process and find the best mortgage options for your needs.

Some of the trends driving Gilbert's housing market include:

• Increasing demand: Gilbert's population is growing, leading to increased demand for housing.
• Limited inventory: The area's limited housing inventory is driving up prices and making it more competitive for buyers.
• New developments: Gilbert is seeing new developments and construction, which is helping to meet the demand for housing.