You searched:
“can a single mom get a mortgage”
Absolutely. Single mothers buy homes every day and build generational wealth for their families. Between child support income, first-time buyer programs, and down payment assistance, your path to homeownership may be clearer than you think.
Take a breath. Help is here.
- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
We've Helped Others in Your Situation
Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1Single income feels insufficientSolution exists
- 2Child care costs limit saving abilitySolution exists
- 3Credit may have been damaged in past relationshipSolution exists
- 4Unsure about qualifying with child support as incomeSolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Your Options Right Now
Child Support as Qualifying Income
Documented child support received for 6+ months counts as income for FHA, VA, and conventional loans.
Available nowFirst-Time Buyer Programs
Low down payment options, grants, and assistance designed for moderate-income buyers.
Available nowNon-Occupant Co-Borrower
A family member can co-sign to boost your qualifying income without living in the home.
May take timeTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200Single moms deserve homes too. Let us help.
Start Your Application
Takes about 5 minutes. No obligation. No credit check until you are ready.
Our Presence
Click on endorsed states to see our direct resources!
Frequently Asked Questions
Yes, if received consistently for 6+ months and documented to continue for at least 3 more years.
FHA (3.5% down), state DPA grants, HomeReady (3% down with income limits), and USDA (0% down in eligible areas) are all popular options.
It depends on your total income including child support, your debts, and the loan program. A pre-qualification gives you a concrete number.
Single moms deserve homes too. Let us help.
We will reach out at a time that works for you. No pressure, no obligation.