You searched:
“first in my family to buy a house where do I start”
Being the first in your family to buy a home is a milestone that changes your family's financial trajectory forever. You may not have parents who went through this to guide you, but you have programs designed exactly for first-generation buyers and professionals who specialize in guiding you every step.
Take a breath. Help is here.
- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
We've Helped Others in Your Situation
Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1No family experience with homebuying to draw fromSolution exists
- 2Unfamiliar with mortgage terminology and processSolution exists
- 3No generational wealth for down payment helpSolution exists
- 4Cultural or language barriers in real estateSolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Your Options Right Now
First-Generation Buyer Programs
Some states offer additional grants and reduced rates specifically for first-generation homebuyers.
Available nowDown Payment Assistance
State and local programs provide grants covering 3-5% of the purchase price for qualifying buyers.
Available nowHomebuyer Education Courses
Free or low-cost courses that explain every step of the process. Some DPA programs require completion.
Available nowTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200First in your family? We will guide every step.
Start Your Application
Takes about 5 minutes. No obligation. No credit check until you are ready.
Our Presence
Click on endorsed states to see our direct resources!
Frequently Asked Questions
Yes. Some states like California, Texas, and others offer additional grants or rate reductions for buyers whose parents never owned a home. Check your state housing finance agency.
That is exactly what a loan officer is for. NMHL assigns a personal loan officer who explains everything in plain language and answers every question, no matter how basic.
Absolutely. Between zero-down programs, DPA grants, and seller concessions for closing costs, many first-generation buyers purchase with little to no family financial help.
First in your family? We will guide every step.
We will reach out at a time that works for you. No pressure, no obligation.