Cheyenne's popular neighborhoods include the Frontier Mall Area, known for its retail convenience, South Cheyenne, which offers more affordable housing options, and Fox Farm, a established family neighborhood. East Cheyenne is another area with a mix of older and newer homes. These neighborhoods provide a range of housing choices for buyers.

Cheyenne, like the rest of Wyoming, enjoys very low property taxes, with an average effective rate of 0.61%. This means that on a $320,000 home, the annual property tax bill would be approximately $1,952. Low property taxes are a significant advantage for homeowners in Cheyenne, helping to keep their overall cost of homeownership lower.

First-time homebuyers in Cheyenne can access various mortgage programs, including those offered by NMHL. Our programs include low down payment options, such as 3.5% down, and competitive interest rates. Additionally, down payment assistance programs are available to help with upfront costs. NMHL's loan officers can help first-time buyers navigate these options and find the best fit for their situation.

Yes, NMHL offers mortgage options for borrowers with less-than-perfect credit. We consider a range of credit scores and have programs designed for borrowers who may not qualify for traditional mortgages. Our loan officers work with borrowers to understand their credit situation and find a mortgage solution that works for them. For example, our 'Credit Rebuild' program helps borrowers improve their credit scores over time.

Cheyenne's economy, driven by the state government, F.E. Warren Air Force Base, and growing data center operations, contributes to a stable housing market. The city's proximity to Colorado's Front Range also influences the local economy, with some residents commuting to the northern Denver metro area. This economic diversity helps support a steady demand for housing in Cheyenne.

NMHL offers personalized service, local market expertise, and a range of mortgage products tailored to Cheyenne borrowers. Our loan officers are experienced in handling complex mortgage situations, including self-employed borrowers and those with unique financial circumstances. By working with NMHL, borrowers can benefit from our competitive rates, flexible underwriting, and commitment to customer service.