NMHL Mortgage Lending
Mortgage Lender in Arlington, VA
Local expertise and competitive rates for Arlington homebuyers.
Arlington, Virginia, is a highly sought-after location for homebuyers, thanks to its excellent schools, walkable urban neighborhoods, and proximity to Washington D.C. and major employment hubs like Amazon HQ2. The median home price in Arlington stands at $690,000, reflecting the area's desirability and premium property values. At National Mortgage Home Loans (NMHL), we understand the unique challenges and opportunities that come with buying a home in Arlington, and we're committed to helping borrowers navigate the mortgage process with ease.
Our expertise in serving underserved borrowers, including those with bad credit, self-employed individuals, and first-time homebuyers, makes us an ideal partner for Arlington residents. We offer a range of mortgage programs, including VA loans and down payment assistance options, to help make homeownership more accessible. Whether you're looking to purchase a home in Clarendon, Ballston, or Crystal City, our knowledgeable loan officers are here to guide you every step of the way.
Arlington Housing Market Overview
Arlington is a premium DC suburb offering walkable urban neighborhoods, Metro access, and proximity to the Pentagon and Amazon HQ2. The county consistently ranks among the most educated and highest-income communities in America.
Arlington Neighborhoods
Popular areas for homebuyers in Arlington, VA
ZIP Codes We Serve in Arlington
Mortgage lending available in these Arlington ZIP codes
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Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Arlington
Explore mortgage options tailored to Arlington homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
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Exploring Arlington's Neighborhoods
Arlington is home to a diverse range of neighborhoods, each with its unique character and charm. From the vibrant urban villages of Clarendon and Ballston to the more suburban areas of Rosslyn and Pentagon City, there's something for everyone in Arlington. When buying a home in Arlington, it's essential to research the local neighborhoods and find the one that best fits your lifestyle and budget.
- Clarendon: Known for its bustling downtown area, Clarendon offers a mix of apartments, condos, and single-family homes.
- Ballston: This up-and-coming neighborhood is home to a diverse range of housing options, from studios to three-bedroom apartments.
- Crystal City: With its proximity to Amazon HQ2 and the Metrorail, Crystal City is an attractive option for commuters and young professionals.
NMHL's local expertise can help you navigate Arlington's neighborhoods and find the best mortgage options for your needs.
Mortgage Options for Arlington Homebuyers
At NMHL, we offer a range of mortgage programs designed to meet the unique needs of Arlington homebuyers. Our loan options include conventional and jumbo loans, VA loans, and down payment assistance programs. We also specialize in serving borrowers with bad credit or non-traditional income sources.
Our mortgage experts will work with you to identify the best loan option for your situation and guide you through the application process. We offer competitive interest rates and flexible terms to help make homeownership more accessible.
Get pre-approved for a mortgage with NMHL today and take the first step towards owning your dream home in Arlington.
Down Payment Assistance in Arlington
Down payment assistance programs can be a valuable resource for Arlington homebuyers, helping to reduce the upfront costs of purchasing a home. NMHL offers a range of down payment assistance options, including grants and matching funds programs. Our loan officers can help you explore these options and determine the best fit for your needs.
- Virginia Housing Development Authority (VHDA) Down Payment Assistance: Eligible borrowers can receive up to 2.5% of the home's purchase price in down payment assistance.
- NMHL Down Payment Assistance: We offer our own down payment assistance programs, including grants and matching funds options.
NMHL's down payment assistance programs can help make homeownership more accessible in Arlington. Contact us to learn more.
Why Choose NMHL for Your Arlington Mortgage
At NMHL, we're committed to providing exceptional service and expert guidance throughout the mortgage process. Our knowledgeable loan officers are familiar with the Arlington market and can help you navigate the complexities of buying a home in this competitive area.
We pride ourselves on our ability to serve underserved borrowers and offer a range of mortgage programs designed to meet the unique needs of Arlington homebuyers. Whether you're a first-time homebuyer or an experienced homeowner, we're here to help you achieve your goals.
Get started with NMHL today and experience the difference that our local expertise and personalized service can make in your mortgage journey.
Frequently Asked Questions
The average effective property tax rate in Arlington is 1.03%. While this is relatively high compared to some other areas, the county's excellent schools, infrastructure, and services make it a worthwhile investment for many homeowners. NMHL can help you factor property taxes into your mortgage calculations and explore options for minimizing your tax burden.
Arlington's highly rated school districts, including Arlington Traditional School and Yorktown High School, play a significant role in driving home values. Homes located within top-performing school districts tend to command premium prices and appreciate in value over time. When buying a home in Arlington, it's essential to consider the local school district and its impact on your property's value.
Virginia offers several first-time homebuyer programs, including the Virginia Housing Development Authority (VHDA) loan program, which provides affordable mortgage financing and down payment assistance. NMHL is an approved VHDA lender and can help you navigate the application process. We also offer our own first-time homebuyer programs, including down payment assistance options and competitive interest rates.
While having bad credit can make it more challenging to secure a mortgage, it's not impossible. NMHL specializes in serving borrowers with less-than-perfect credit. We offer alternative credit scoring models and subprime mortgage options to help you qualify for a loan. Our loan officers will work with you to identify the best mortgage solution for your situation and guide you through the application process.
The arrival of Amazon HQ2 in Arlington's National Landing has already driven significant development and price appreciation in the area. The influx of high-paying jobs and new residents is expected to continue supporting housing demand, potentially leading to further price growth. NMHL is well-positioned to help borrowers navigate this changing market and secure the right mortgage financing for their needs.
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