West Jordan is a diverse city with several distinct neighborhoods, each offering its unique character and advantages. Neighborhoods like Oquirrh Hills provide mountain-adjacent living with stunning views, while Jordan Landing offers a mix of residential and commercial development, including a major retail center. Glenmoor is known for its established residential streets and family-friendly atmosphere. When choosing a neighborhood, consider factors like commute time, school districts, and local amenities.

• Oquirrh Hills: Offers mountain views and a more suburban feel.
• Jordan Landing: Provides a mix of housing types and is close to shopping and dining.
• Glenmoor: Known for its established neighborhoods and family-friendly environment.

Understanding the nuances of each neighborhood can help you make an informed decision when purchasing a home. NMHL's local expertise can guide you in selecting a mortgage that fits your needs in any of these neighborhoods.

Utah offers several programs to assist first-time homebuyers, and NMHL can help you access these benefits. The Utah Housing Corporation provides down payment assistance and other forms of aid. Our loan officers are well-versed in these programs and can help you determine which ones you're eligible for. For example, the Utah First-Time Homebuyer Program offers competitive interest rates and down payment assistance up to $7,500.

To qualify, you'll typically need to complete a homebuyer education course, meet income limits, and occupy the home as your primary residence. NMHL can guide you through the process and help you apply for these programs in conjunction with our mortgage products.

Self-employed individuals often face unique challenges when applying for a mortgage. At NMHL, we understand these challenges and offer mortgage programs tailored to self-employed borrowers. We consider alternative forms of income verification, such as bank statement analysis, to help self-employed applicants qualify.

Our underwriting process is designed to be flexible, accommodating the variable income streams that often characterize self-employment. Whether you're a freelancer, business owner, or independent contractor, we can work with you to find a mortgage solution that fits your financial situation.

Down payment assistance programs can be a significant help for homebuyers in West Jordan. NMHL offers several options, including FHA loans with down payments as low as 3.5%. We also participate in Utah's down payment assistance programs, which can provide additional funding to help with your down payment and closing costs.

For example, the Utah Housing Corporation's down payment assistance program can provide up to $7,500 in assistance. When combined with NMHL's mortgage products, these programs can make homeownership more accessible and affordable. Our loan officers can help you explore these options and determine which programs you're eligible for.