NMHL Mortgage Lending
Mortgage Lender in Dallas, TX
Local expertise and competitive rates for Dallas homebuyers.
Dallas, Texas, is a thriving metropolis with a diverse economy, rich culture, and a housing market that's both competitive and dynamic. As of the latest estimates, the median home price in Dallas stands at around $420,000, reflecting a steady increase in property values over the years. At National Mortgage Home Loans (NMHL), we understand the intricacies of the Dallas real estate market and are committed to helping borrowers navigate the complexities of securing a mortgage. Whether you're a first-time homebuyer, have bad credit, or are self-employed, our range of mortgage options and expert guidance can help you achieve your homeownership goals.
The Dallas housing market is characterized by a mix of older and newer homes, with neighborhoods ranging from historic districts like Lakewood and Munger Place to modern developments in areas like Frisco and Plano. Understanding the local market conditions, including property tax rates and school districts, is crucial for making informed decisions when buying or refinancing a home. NMHL is well-positioned to serve Dallas borrowers, offering a variety of mortgage programs, including FHA, VA, USDA, Conventional, and Jumbo loans, as well as specialized options for underserved borrowers.
At NMHL, we're dedicated to providing personalized service and competitive rates to Dallas borrowers. Our local expertise and knowledge of the Dallas housing market enable us to tailor our mortgage solutions to meet the unique needs of our clients. Whether you're looking to purchase a home, refinance an existing mortgage, or tap into your home's equity, we're here to guide you every step of the way. Contact us today to schedule a consultation and take the first step towards achieving your homeownership goals.
Dallas Housing Market Overview
Explore mortgage options in Dallas, TX with NMHL. Our local expertise helps you navigate the Dallas real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Dallas
Explore mortgage options tailored to Dallas homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
Learn MoreWhat Our Clients Say
Real reviews from Google — no cherry-picking
Our Presence
Click on endorsed states to see our direct resources!
Understanding the Dallas Housing Market
The Dallas housing market is diverse, with a range of neighborhoods and property types to suit different lifestyles and budgets. From historic homes in Lakewood and Munger Place to modern developments in Frisco and Plano, there's something for everyone in the Dallas area. Understanding local market conditions, including median home prices, property tax rates, and school districts, is crucial for making informed decisions when buying or refinancing a home.
- The median home price in Dallas is around $420,000.
- The average effective property tax rate in Dallas is approximately 1.86%.
- Top-rated school districts like Highland Park ISD and Dallas ISD can impact property values.
Stay informed about the latest Dallas housing market trends and insights with NMHL's expert guidance.
Mortgage Options for Dallas Borrowers
At NMHL, we offer a range of mortgage options to suit the diverse needs of Dallas borrowers. Whether you're a first-time homebuyer, have bad credit, or are self-employed, we have a mortgage program that can help. Our mortgage options include:
- FHA loans with down payments as low as 3.5%
- VA loans for eligible veterans and service members
- USDA loans for rural and suburban homebuyers
- Conventional and Jumbo loans for larger purchases or refinances
- Specialized programs for self-employed borrowers and those with non-traditional income
Contact us to learn more about our mortgage options and get pre-approved today.
Get personalized mortgage guidance from NMHL's experienced loan officers.
Down Payment Assistance in Dallas
Down payment assistance programs can be a valuable resource for Dallas homebuyers, helping to reduce the upfront costs of purchasing a home. NMHL offers a range of down payment assistance options, including grants and matching programs, to help you get into your dream home. Our experts can help you navigate the available programs and determine the best fit for your situation.
Some popular down payment assistance programs in Dallas include:
- The Texas Department of Housing and Community Affairs (TDHCA) Down Payment Assistance Program
- The City of Dallas Homebuyer Program
- NMHL's own down payment assistance programs
Explore your down payment assistance options with NMHL and take advantage of the available resources to achieve your homeownership goals.
Why Choose NMHL for Your Dallas Mortgage
At NMHL, we're committed to providing exceptional service and personalized guidance to Dallas borrowers. Our local expertise, competitive rates, and range of mortgage options make us the ideal partner for your homebuying or refinancing needs. By choosing NMHL, you'll benefit from:
- Personalized service from experienced loan officers
- Competitive rates and flexible mortgage terms
- A range of mortgage options, including specialized programs for underserved borrowers
- Expert guidance throughout the entire mortgage process
Contact us today to schedule a consultation and take the first step towards achieving your homeownership goals.
Get started with NMHL today and experience the difference of working with a trusted mortgage lender in Dallas.
Frequently Asked Questions
Mortgage rates in Dallas vary depending on the type of loan, your credit profile, and other factors. At NMHL, we offer competitive rates and personalized quotes. Contact us to get a current rate quote and learn more about our mortgage options.
First-time homebuyers in Dallas can take advantage of various mortgage programs, including FHA loans with down payments as low as 3.5%. NMHL also offers specialized programs for first-time buyers, including down payment assistance and education resources to help you navigate the homebuying process.
Property taxes in Dallas are calculated based on the appraised value of your home. The average effective property tax rate in Dallas is around 1.86%, which is higher than the national average. NMHL can help you understand how property taxes will impact your mortgage payments and overall cost of homeownership.
Yes, NMHL offers mortgage options for borrowers with bad credit. We consider a range of credit scores and profiles, and can help you explore alternatives such as FHA loans or subprime mortgage programs. Contact us to discuss your credit situation and learn more about your mortgage options.
By choosing NMHL for your mortgage needs in Dallas, you'll benefit from our local expertise, competitive rates, and personalized service. We offer a range of mortgage programs, including specialized options for underserved borrowers, and can guide you through the entire mortgage process, from pre-approval to closing.
School districts play a significant role in determining home values in Dallas. Highly-rated school districts like the Dallas Independent School District and the Highland Park Independent School District can increase property values and desirability. NMHL can help you understand how school districts may impact your mortgage and homebuying decisions.
Related Resources
Ready to Buy in Dallas?
Let NMHL help you navigate the Dallas housing market with expert guidance and competitive rates.