The Corpus Christi housing market is influenced by a combination of local and national factors, including the city's strong economy, driven by the tourism and healthcare industries. The median home price of $243,000 makes Corpus Christi an attractive option for homebuyers. The market is characterized by a mix of older homes and new developments, particularly in areas like downtown Corpus Christi and the surrounding neighborhoods.

• The average days on market for homes in Corpus Christi is around 60-90 days.
• The inventory of available homes is relatively low, driving competition among buyers.
• New developments are on the rise, particularly in areas like the Northside and the waterfront.

NMHL offers several programs designed to help first-time homebuyers in Corpus Christi achieve their homeownership goals. Our Texas Homebuyer Program provides down payment assistance of up to 3.5% of the purchase price, as well as other benefits like reduced mortgage insurance premiums. We also offer FHA loans with down payments as low as 3.5% and VA loans for eligible veterans.

To qualify for these programs, borrowers typically need to meet certain income and credit score requirements. For example, our Texas Homebuyer Program requires a minimum credit score of 620 and income limits vary by county. Contact us to discuss your options and determine the best fit for your situation.

At NMHL, we understand that not all borrowers fit the traditional mortgage mold. That's why we offer specialized mortgage programs for underserved groups, including those with bad credit, self-employed individuals, and veterans. Our bad credit mortgage programs consider alternative credit scoring models and offer more lenient credit score requirements.

For self-employed borrowers, we offer alternative income documentation options, such as bank statement analysis and asset depletion calculations. Our VA loan programs provide competitive rates and terms for eligible veterans. Contact us to discuss your unique situation and explore your mortgage options.

Down payment assistance is a critical component of the homebuying process, particularly for first-time homebuyers. NMHL offers several down payment assistance programs in Corpus Christi, including the Texas Homebuyer Program, which provides grants of up to 3.5% of the purchase price.

To qualify for these programs, borrowers typically need to meet certain income and credit score requirements. For example, the Texas Homebuyer Program requires a minimum credit score of 620 and income limits vary by county. Contact us to discuss your options and determine the best fit for your situation.