NMHL Mortgage Lending
Mortgage Lender in Arlington, TX
Local expertise and competitive rates for Arlington homebuyers.
Arlington Housing Market Overview
Explore mortgage options in Arlington, TX with NMHL. Our local expertise helps you navigate the Arlington real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Arlington
Explore mortgage options tailored to Arlington homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
Learn MoreWhat Our Clients Say
Real reviews from Google — no cherry-picking
Our Presence
Click on endorsed states to see our direct resources!
Understanding Arlington's Housing Market
The Arlington housing market is characterized by a mix of older and newer homes, with a range of architectural styles and price points. The median home price is around $340,000, with homes in desirable neighborhoods like Downtown Arlington and River Legacy commanding higher prices. NMHL's local expertise can help you navigate the market and find the best mortgage options for your needs.
The city's proximity to major employers, entertainment venues, and educational institutions makes it an attractive option for homebuyers. With a growing population and diverse economy, Arlington's housing market is expected to remain stable in the coming years.
NMHL's experienced loan officers can help you understand the local market trends and find the best mortgage rates for your situation.
First-Time Homebuyer Programs in Arlington, TX
Arlington is a great place for first-time homebuyers, with a range of programs available to help make homeownership more affordable. The Texas Department of Housing and Community Affairs (TDHCA) offers down payment assistance and competitive interest rates for qualified borrowers. NMHL's First-Time Homebuyer Program can help you access these resources and navigate the mortgage process.
- TDHCA's My First Texas Home program offers up to 5% down payment assistance
- The City of Arlington's Homebuyer Assistance Program provides up to $10,000 in down payment and closing cost assistance
Our loan officers can help you determine which programs you're eligible for and guide you through the application process.
Don't miss out on the opportunity to become a homeowner in Arlington – contact NMHL today to learn more about our First-Time Homebuyer Program.
Mortgage Options for Underserved Borrowers in Arlington
At NMHL, we're committed to serving borrowers who may not fit the traditional mortgage mold. Our range of mortgage programs includes options for those with bad credit, self-employed individuals, and veterans. We understand that life circumstances can impact your credit score or income stability, and we're here to help.
Our loan officers can help you explore alternatives like FHA loans, VA loans, and non-QM mortgage options. We can also help you identify potential down payment assistance programs and other resources to make homeownership more affordable.
NMHL is here to help you achieve your homeownership goals, regardless of your credit history or employment status.
Property Taxes and Insurance in Arlington, TX
As a homeowner in Arlington, you'll need to factor property taxes and insurance into your overall housing costs. The average effective property tax rate in Arlington is 1.86%, which is relatively moderate compared to other major cities in Texas. NMHL can help you understand how property taxes impact your mortgage payments and overall affordability.
Insurance costs will also vary depending on factors like the value of your home, location, and other risk factors. Our loan officers can help you understand your insurance options and factor these costs into your mortgage planning.
Don't forget to factor property taxes and insurance into your mortgage planning – contact NMHL today to learn more.
Frequently Asked Questions
Mortgage rates in Arlington vary depending on the type of loan, credit score, and other factors. At NMHL, we offer competitive rates starting from 6.5% APR for conventional loans and 5.5% APR for FHA loans. Contact us for a personalized rate quote and to discuss your mortgage options.
Arlington is home to a diverse range of neighborhoods, including the popular areas of Downtown Arlington, River Legacy, and Pantego Ridge. Other notable neighborhoods include South Arlington, Oakwood Estates, and Lincoln Square. Each neighborhood has its unique character and advantages, and NMHL can help you find the best mortgage options for your chosen location.
Arlington property taxes are relatively moderate, with an average effective tax rate of 1.86%. The Tarrant County Appraisal District determines property values, and taxes are collected by the Tarrant County Tax Office. As a homeowner in Arlington, you'll need to factor property taxes into your overall housing costs. NMHL can help you understand how property taxes impact your mortgage payments and overall affordability.
At NMHL, we pride ourselves on our personalized service and expertise in serving underserved borrowers. Our loan officers have extensive experience with Arlington's housing market and can help you navigate the mortgage process. We offer a range of mortgage programs, including those for first-time homebuyers, veterans, and those with bad credit. Contact us to learn more about our mortgage options and to get pre-approved.
Yes, there are several down payment assistance programs available in Arlington, including the Texas Department of Housing and Community Affairs (TDHCA) Down Payment Assistance Program and the City of Arlington's Homebuyer Assistance Program. NMHL can help you explore these options and determine which ones you're eligible for. Our loan officers can also guide you through the application process and help you secure the funding you need to purchase your dream home.
Arlington is served by several highly-rated school districts, including Arlington ISD and Mansfield ISD. Homebuyers often prioritize schools when choosing a neighborhood, and homes located within top-rated districts tend to command higher prices. NMHL can help you understand how school districts impact home values in Arlington and factor this into your mortgage planning.
Related Resources
Ready to Buy in Arlington?
Let NMHL help you navigate the Arlington housing market with expert guidance and competitive rates.