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Understanding No Credit History Mortgage
Soluciones hipotecarias para hipoteca sin historial de credito. NMHL ofrece orientacion experta en espanol.
Consulta gratuita disponible en espanol.
How NMHL Helps
Proven solutions for no credit history mortgage
Personalized Consultation
Speak with a licensed expert who understands your unique situation and guides you to the right program.
Flexible Loan Programs
Access programs designed for borrowers in your exact situation — FHA, VA, conventional, and more.
Guided Process
We walk you through every step from pre-approval to closing. No surprises, no confusion.
Your Path to Homeownership
Free Consultation
Tell us about your situation and goals.
Explore Options
We match you with the best loan programs.
Pre-Approval
Get pre-approved to strengthen your position.
Close with Confidence
We guide you through closing smoothly.
Success Stories
“NMHL made our first home purchase incredibly smooth. The team guided us through every step and found us a rate we couldn't believe.”
“After being denied by two other lenders, NMHL found a solution for my self-employed income. Bank statement loan closed in 25 days.”
“The VA loan process was seamless. Zero down payment and the best rate I found anywhere. Thank you NMHL!”
We Serve 29 States
Click any state to see local rates and programs
Our Presence
Click on endorsed states to see our direct resources!
Frequently Asked Questions
NMHL offers multiple programs tailored to your situation including FHA, VA, conventional, and specialty loans. Contact us for a personalized assessment.
Our pre-qualification process is quick and has no impact on your credit score. Speak with a loan officer to understand your options.
Typically you will need proof of income, tax returns, bank statements, and identification. Your loan officer will provide a complete checklist.
From application to closing typically takes 30-45 days, though we can often move faster depending on your situation.
Helpful Resources
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Get a free, no-obligation consultation with a licensed mortgage expert.