Downsizing? You Have Options.

We Can Help

Expert mortgage solutions designed for your situation — no judgment, no pressure.

Navigating the complexities of selling and buying simultaneously
Managing the financial implications of downsizing
Accessing your current home's equity for a new down payment

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Understanding Downsizing

Downsizing is a significant life decision that can simplify your life and improve your financial situation. By understanding the challenges and opportunities that come with downsizing, you can make informed decisions about your next steps. NMHL is here to guide you through the process, offering a range of mortgage solutions tailored to your needs.

Make your transition smooth and financially smart.

How NMHL Helps

Proven solutions for downsizing

Personalized Consultation

Speak with a licensed expert who understands your unique situation and guides you to the right program.

Free initial consultationNo obligation

Flexible Loan Programs

Access programs designed for borrowers in your exact situation — FHA, VA, conventional, and more.

Multiple program optionsCompetitive rates

Guided Process

We walk you through every step from pre-approval to closing. No surprises, no confusion.

Dedicated loan officerRegular updates

Your Path to Homeownership

1

Free Consultation

Tell us about your situation and goals.

2

Explore Options

We match you with the best loan programs.

3

Pre-Approval

Get pre-approved to strengthen your position.

4

Close with Confidence

We guide you through closing smoothly.

Success Stories

NMHL made our first home purchase incredibly smooth. The team guided us through every step and found us a rate we couldn't believe.

Sarah M.Troy, MI
★★★★★

After being denied by two other lenders, NMHL found a solution for my self-employed income. Bank statement loan closed in 25 days.

James R.Birmingham, MI
★★★★★

The VA loan process was seamless. Zero down payment and the best rate I found anywhere. Thank you NMHL!

Maria L.Sterling Heights, MI
★★★★★

Trusted by Industry Leaders

We Serve 29 States

Click any state to see local rates and programs

Our Presence

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Frequently Asked Questions

Ready to Explore Your Options?

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