Préstamos de inversión DSCR Requirements & Eligibility
Everything you need to know to qualify for Préstamos de inversión DSCR
Quick Requirements
Key eligibility criteria at a glance
Detailed Eligibility Requirements
Credit Score Requirements
You need a minimum credit score of 640 to qualify for Préstamos de inversión DSCR. Higher scores may qualify you for better rates and terms.
Down Payment
Préstamos de inversión DSCR requires a minimum down payment of 20%. On a $300,000 home, that's $60,000.
Eligible Property Types
- Inversión de vivienda unifamiliar
- Inversión de 2-4 unidades
- Inversión de condominio
- Inversión de townhome
Documentation Typically Needed
- Government-issued photo ID
- Social Security number
- Pay stubs (last 30 days)
- W-2 forms (last 2 years)
- Tax returns (last 2 years)
- Bank statements (last 2-3 months)
- Proof of assets and investments
- Employment verification
Why Choose Préstamos de inversión DSCR?
No se requieren documentos de ingresos personales
Calificar según el flujo de efectivo de la propiedad
Construir cartera más rápido
No hay límite en la cantidad de propiedades
Opciones de sólo intereses
Opciones de no recurso disponibles
How to Improve Your Eligibility
Steps you can take to strengthen your application
Improve Your Credit Score
Pay down existing debts, make all payments on time, and avoid opening new credit accounts before applying.
Save for a Larger Down Payment
A larger down payment can offset credit concerns and may help you avoid mortgage insurance.
Lower Your Debt-to-Income Ratio
Pay off credit cards, car loans, or student loans to reduce your monthly obligations.
Gather Documentation Early
Having all required documents ready speeds up the process and shows lenders you are serious.
Get Pre-Approved
Pre-approval shows sellers you are a serious buyer and gives you a clear picture of what you can afford.
Trusted by Homebuyers Nationwide
Real reviews from borrowers who qualified with NMHL
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