Medford's housing market is influenced by its desirable climate, outdoor recreational opportunities, and cultural attractions. The city's median home price is $390,000, with prices varying depending on factors like neighborhood, property type, and amenities. Established areas like East Medford offer a range of housing options, while newer developments provide modern amenities and convenient access to local services.

• The Rogue Valley region is experiencing steady growth, driven by its strong economy and high quality of life.
• Medford's proximity to Ashland and the Oregon Shakespeare Festival adds to its cultural appeal.
• Local employers like Asante Healthcare and Harry & David contribute to the area's economic stability.

Medford encompasses a range of diverse neighborhoods, each with its unique character and charm. From the historic town of Jacksonville to the family-friendly suburbs of Central Point, there's something for everyone in Medford. Some popular areas include:

• East Medford: Established residential neighborhoods with a mix of older and newer homes.
• Rogue Valley: A broader region that encompasses Medford and surrounding communities.
• Ashland: Known for its cultural attractions, including the Oregon Shakespeare Festival.
• Central Point: Family-friendly suburbs with a range of housing options.
• Jacksonville: A charming historic town with a rich gold rush history.

At NMHL, we're committed to helping Medford borrowers achieve their homeownership goals. Our specialized mortgage programs cater to a range of needs, including:

• Bad credit mortgages: We consider factors beyond just your credit score to determine your eligibility.
• Self-employed mortgage options: Our experts understand the unique financial situations of self-employed borrowers.
• Veteran mortgage programs: We offer specialized loans and benefits for veterans and their families.
• First-time homebuyer programs: Our mortgage specialists can guide you through available options and assistance programs.

Contact us today to learn more about our Medford home loans and to get pre-approved.

Down payment assistance programs can be a valuable resource for Medford homebuyers, helping to reduce the upfront costs of purchasing a home. NMHL offers several options, including the Down Payment Assistance Program (DPA) and the Oregon Down Payment Assistance Program. These programs can help you cover the costs of your down payment and closing costs, making it more manageable to achieve your homeownership goals.

To qualify for these programs, you'll typically need to meet certain income limits, credit score requirements, and other eligibility criteria. Our mortgage specialists can help you understand the available options and determine which program is best for you.