The Vicksburg housing market is a growing and diverse community, with a range of options for homebuyers. The median home price is $130,000, making it an attractive option for first-time homebuyers and seasoned buyers alike. Our loan officers have local knowledge and can provide you with current market data and insights to help you make an informed decision.

Vicksburg has a strong sense of community, with a range of local amenities and attractions. From the historic downtown area to the Vicksburg National Military Park, there's something for everyone in Vicksburg. When buying a home in Vicksburg, it's essential to consider the local market conditions, including property taxes and school districts.

Vicksburg has several neighborhoods to choose from, each with its own unique character. Some popular neighborhoods include:

• Downtown Vicksburg: historic homes and easy access to local amenities
• Vicksburg Warren School District area: good schools and a range of housing options
• Neighborhoods surrounding the Vicksburg National Military Park: scenic views and outdoor recreational opportunities

Our loan officers can help you explore the different neighborhoods and find the best fit for your needs and budget.

Property taxes in Vicksburg average approximately 0.75% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. For example, on a $130,000 home, you can expect to pay around $975 per year in property taxes.

Our loan officers can help you understand how property taxes will impact your mortgage payment and provide guidance on how to factor them into your homebuying decision.

Vicksburg has several school districts, including the Vicksburg Warren School District, which serves the city and surrounding areas. The district has a good reputation and offers a range of educational programs.

When buying a home in Vicksburg, it's essential to consider the school district, as it can impact property values and your child's education. Our loan officers can help you understand how school districts can impact your homebuying decision.

Mississippi offers several first-time homebuyer programs, including the Mississippi Homebuyer's Program, which provides down payment assistance and other incentives. NMHL also offers a range of programs specifically designed for first-time homebuyers, including FHA loans with low down payment requirements.

Our loan officers can help you explore these options and find the best fit for your needs. We also offer NMHL pre-approval, which can give you a competitive edge in the market.

At NMHL, we specialize in helping borrowers navigate the mortgage process, offering a range of programs tailored to meet the unique needs of Vicksburg residents. Whether you're a first-time buyer, self-employed, or have bad credit, our experienced loan officers are here to guide you every step of the way.

We offer a range of mortgage programs, including FHA, VA, conventional, jumbo, and specialty mortgage programs. Our loan officers can help you find the best program for your situation and provide guidance on how to achieve your homebuying goals.