The Tupelo housing market is experiencing steady growth, with a mix of new developments and historic homes available. The median home price of $175,000 provides an attractive entry point for first-time buyers and those looking to upgrade. However, prices vary by neighborhood and property type, so it's essential to work with a local lender who understands the market.

At NMHL, we offer a range of mortgage programs to suit different needs and budgets. Our loan officers can help you navigate the local market and find the best program for your situation.

Tupelo has several notable neighborhoods to consider, each with its own character and amenities. The historic downtown area offers charming homes and easy access to local businesses, while neighborhoods like North Tupelo and Tupelo Heights provide more affordable options. Our loan officers can help you explore the pros and cons of each neighborhood and find the best fit for your needs.

• Historic Downtown: Charming homes and easy access to local businesses
• North Tupelo: Affordable options with easy access to schools and amenities
• Tupelo Heights: Upscale homes with scenic views and community amenities

Property taxes in Tupelo average approximately 0.75% of assessed value. This translates to manageable monthly costs when factored into your mortgage payment. For example, on a $175,000 home, you can expect to pay around $1,312 per year in property taxes. Our loan officers can help you understand how property taxes will impact your mortgage payment.

It's essential to consider property taxes when evaluating the affordability of a home in Tupelo. Our loan officers can help you factor in property taxes and other costs to ensure you're making an informed decision.

School districts play a significant role in determining home values in Tupelo. The Tupelo Public School District and Lee County School District serve the area, with several highly-rated schools and programs. Homes located in areas with top-performing schools tend to appreciate in value over time, making them a smart investment for homebuyers.

Our loan officers can help you understand how school districts impact home values in Tupelo and find the best fit for your needs.

Mississippi offers several programs to support first-time homebuyers, including the Mississippi Homebuyer Program, which provides down payment assistance and competitive interest rates. NMHL also offers specialty programs, such as FHA loans with lower down payment requirements. Our loan officers can help you explore these options and find the best fit for your situation.

At NMHL, we're committed to helping first-time homebuyers achieve their goals. Our loan officers can guide you through the process and help you find the best program for your needs.

At NMHL, we understand that not all borrowers have a straightforward mortgage application. That's why we offer a range of programs to serve underserved borrowers, including those with bad credit, self-employed individuals, and veterans. Our loan officers can help you explore these options and find the best fit for your situation.

We offer specialty programs, such as FHA loans with lower credit score requirements and VA loans for eligible veterans. Our loan officers can guide you through the process and help you find the best program for your needs.