Bowling Green is home to a diverse range of neighborhoods, each with its own unique character and charm. From the golf course community of Olde Stone to the family-friendly living of Riverwood, there's a neighborhood to suit every lifestyle and budget. Other popular areas include Briarwood, Lost River Cave, and Scottsville Road. NMHL can help you explore mortgage options for homes in these and other neighborhoods.

• Olde Stone: A golf course community with luxury homes and amenities.
• Riverwood: A family-friendly neighborhood with a mix of starter homes and larger properties.
• Briarwood: An established residential area with a range of housing options.

At NMHL, we understand that not all borrowers fit the traditional mortgage mold. That's why we offer a range of specialized mortgage programs designed to help underserved groups achieve their homeownership goals. Our programs include options for borrowers with bad credit, self-employed individuals, and veterans. We also offer down payment assistance programs to help with the upfront costs of purchasing a home.

Our Bad Credit Mortgage program is designed to help individuals with credit challenges overcome common obstacles and achieve mortgage approval. We consider a range of factors beyond credit score, including income, employment history, and debt-to-income ratio.

Property taxes are an important consideration for homebuyers in Bowling Green. The average property tax rate in Bowling Green is 0.80%, which is relatively competitive compared to other cities in Kentucky. Homebuyers should factor this into their overall cost of ownership when considering a mortgage.

NMHL can help you understand how property taxes impact your mortgage payments and overall cost of ownership. Our team is dedicated to providing personalized guidance and support throughout the mortgage process.

Kentucky offers a range of programs to support first-time homebuyers, including the Kentucky Housing Corporation's (KHC) Down Payment Assistance Program. This program provides up to 4% of the home's purchase price towards down payment and closing costs. NMHL is a participating lender with KHC and can help you explore these and other programs to achieve your homeownership goals.

Our team is dedicated to providing exceptional service and support to first-time homebuyers in Bowling Green. We'll work with you to understand your needs and goals, and provide personalized guidance throughout the mortgage process.