NMHL Mortgage Lending
Mortgage Lender in Pueblo, CO
Local expertise and competitive rates for Pueblo homebuyers.
Pueblo Housing Market Overview
Explore mortgage options in Pueblo, CO with NMHL. Our local expertise helps you navigate the Pueblo real estate market with competitive rates and personalized service.
See What You Qualify For
Takes about 5 minutes. No obligation. No credit check until you are ready.
Your Local Mortgage Partner
We understand the local market dynamics that affect your home purchase. Our team provides personalized loan options based on local property values and regulations.
Available Loan Programs in Pueblo
Explore mortgage options tailored to Pueblo homebuyers
First Time Home Buyer Mortgages
Special loan programs helping newcomers purchase their first home with favorable terms and support.
Learn MoreRefi-Shield
Learn MoreAdjustable-Rate Mortgage (ARM)
Financial flexibility and optimal rates with an Adjustable-Rate Mortgage – Your key to a dynamic homeownership journey
Learn MoreHigh-Value Appraisal Program
Learn MoreInterest Only Mortgages
Interest-only mortgages allow borrowers to pay only the interest for a set period, reducing initial monthly payments.
Learn MoreHome Equity Loans
Access the equity in your home with a fixed-rate home equity loan. Get a lump sum with predictable monthly payments for ...
Learn MoreFHA Loans
Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and th...
Learn MoreFixed-Rate Mortgage
Lock in your interest rate for the life of the loan with a fixed-rate mortgage. Predictable monthly payments make budget...
Learn MoreBridge Loans
Bridge the gap between buying your new home and selling your current one. Short-term financing that gives you the flexib...
Learn MoreVA Loans
VA loans are a benefit earned by veterans, active-duty service members, and eligible surviving spouses. Backed by the De...
Learn MoreConventional Loans
Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrower...
Learn MoreITIN Loans
Purchase a home using your Individual Taxpayer Identification Number (ITIN) without a Social Security Number. NMHL is co...
Learn MoreJumbo Loans
Jumbo loans exceed conforming loan limits and are designed for luxury properties and homes in high-cost areas. With comp...
Learn MoreDSCR Investment Loans
Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real es...
Learn MoreBank Statement Loans
Bank statement loans are designed for self-employed borrowers and business owners who have difficulty documenting income...
Learn MoreReverse Mortgages
For homeowners 62 and older, reverse mortgages allow you to access your home equity without monthly payments. Stay in yo...
Learn MoreUSDA Mortgages
USDA Rural Development loans help moderate-income buyers purchase homes in eligible rural and suburban areas. With no do...
Learn MoreHeloc
Learn MoreWhat Our Clients Say
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Our Presence
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Pueblo's Thriving Housing Market
Pueblo's housing market is experiencing steady growth, driven by its affordable median home price and a diverse range of neighborhoods. The city's historic districts, such as the Pueblo Historic District, offer a unique blend of character and charm, while newer developments in areas like South Pueblo provide modern amenities and convenience.
NMHL is well-versed in the local market and can help you navigate the complexities of Pueblo's housing landscape. Our team is dedicated to providing personalized service and competitive rates to help you achieve your homeownership goals.
Get pre-approved today and take the first step towards owning your dream home in Pueblo!
Neighborhood Spotlight: Belmont and Beyond
Belmont is one of Pueblo's most popular neighborhoods, known for its tree-lined streets, historic homes, and community parks. Other notable neighborhoods include South Pueblo, which offers a mix of older and newer homes, and the Historic District, with its unique blend of architectural styles.
- Belmont: Known for its family-friendly atmosphere and community events
- South Pueblo: Offers a mix of older and newer homes, with easy access to local amenities
- Historic District: Features a unique blend of architectural styles and historic charm
NMHL can help you explore these neighborhoods and identify the best fit for your needs and budget.
Contact us to schedule a consultation and learn more about Pueblo's neighborhoods.
Mortgage Options for Pueblo Borrowers
At NMHL, we offer a range of mortgage options to suit the needs of Pueblo borrowers, including FHA, VA, and conventional loans. Our team is experienced in working with borrowers who may have faced credit challenges or have self-employed income.
We also offer specialty loan programs, such as our CHAC loan program, which provides competitive rates and lower mortgage insurance premiums for first-time homebuyers.
Get started with NMHL today and explore your mortgage options.
Down Payment Assistance in Pueblo
Down payment assistance programs can help Pueblo borrowers overcome one of the biggest hurdles to homeownership: saving for a down payment. NMHL offers a range of down payment assistance options, including grants and matching funds, to help you get into your dream home.
Our team can help you explore available programs, such as the Colorado Down Payment Assistance Program, and determine your eligibility.
Contact NMHL to learn more about down payment assistance programs in Pueblo.
Frequently Asked Questions
Mortgage rates in Pueblo vary depending on the loan program and your individual financial profile. At NMHL, we're currently offering competitive rates starting at 6.5% APR for a 30-year fixed loan. Contact us for a personalized rate quote and to discuss your mortgage options.
NMHL offers several mortgage options for first-time homebuyers in Pueblo, including FHA loans with as little as 3.5% down and down payment assistance programs. Our CHAC (Colorado Housing and Finance Authority) loan program is also available, offering competitive rates and lower mortgage insurance premiums.
Property taxes in Pueblo are assessed by the Pueblo County Assessor's Office and are based on the actual value of your property. The average effective property tax rate in Pueblo is around 0.57%, which is lower than the state average. NMHL can help you factor property taxes into your mortgage planning and explore options for tax-advantaged financing.
Yes, NMHL offers mortgage options for borrowers with less-than-perfect credit. Our subprime loan programs and alternative credit scoring models can help you qualify for a mortgage even with a lower credit score. We'll work with you to identify the best loan options and develop a plan to improve your creditworthiness over time.
Some of the most popular neighborhoods in Pueblo include the Historic District, Belmont, and South Pueblo. These areas offer a mix of older homes, new construction, and community amenities. NMHL is familiar with the local neighborhoods and can help you navigate the market to find the best fit for your needs and budget.
Down payment assistance programs in Pueblo, such as the Colorado Down Payment Assistance Program, offer grants and matching funds to help with down payment and closing costs. To qualify, you'll typically need to meet income limits, complete a homebuyer education course, and occupy the property as your primary residence. NMHL can help you explore available programs and determine your eligibility.
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Ready to Buy in Pueblo?
Let NMHL help you navigate the Pueblo housing market with expert guidance and competitive rates.