Pomona is a diverse city with a range of neighborhoods to suit different lifestyles and preferences. From the family-friendly atmosphere of Phillips Ranch to the historic charm of Downtown Pomona, there's something for everyone. Our loan officers are familiar with the local neighborhoods and can help you find a home that meets your needs.

• Phillips Ranch: A master-planned community with excellent schools and amenities.
• Ganesha: A diverse neighborhood with a mix of housing styles and easy access to local attractions.
• Downtown Pomona: A vibrant area with a rich history, cultural events, and entertainment options.

At NMHL, we're committed to serving borrowers who may not fit the traditional mortgage mold. Our specialty mortgage programs cater to self-employed individuals, those with bad credit, and veterans. We understand the unique challenges these borrowers face and offer personalized solutions to help them achieve their homeownership goals.

Our loan officers are experienced in handling complex income situations, including self-employed borrowers who may require alternative forms of income verification. We also offer VA loans with competitive interest rates and favorable terms for eligible veterans.

Down payment assistance programs can be a game-changer for homebuyers in Pomona. NMHL participates in several programs, including the California Homebuyer's Downpayment Assistance Program (CHDAP) and the California Mortgage Credit Certificate (MCC) program. These programs can help you cover up to 3.5% to 4% of the down payment, making it easier to purchase a home.

Our loan officers can help you determine which programs you're eligible for and guide you through the application process. We'll work with you to find a mortgage solution that fits your budget and helps you achieve your homeownership goals.

Property taxes in Pomona average around 0.85% of the assessed value, which is relatively moderate compared to other California cities. For a $560,000 home, this translates to approximately $4,760 in annual property taxes. Our loan officers can help you factor property taxes into your mortgage payments and explore options for reducing your tax burden.

We can also help you understand how Proposition 13 and other California tax laws may impact your property taxes. By working with NMHL, you can trust that you're getting a comprehensive understanding of your mortgage costs and obligations.