You searched:
“can uber drivers and gig workers get a mortgage”
The gig economy has outpaced the mortgage industry, but it is catching up. Bank statement loans, 1099 programs, and creative qualification methods now make homeownership possible for rideshare drivers, delivery workers, and freelancers.
Take a breath. Help is here.
- You are not alone -- thousands of people search this every month
- Real options exist for your specific situation
- No judgment -- just honest guidance from licensed professionals
We've Helped Others in Your Situation
Why This Happens
Understanding the common reasons -- and knowing that each one has a path forward.
- 1Income varies weekly or seasonallySolution exists
- 2No W-2 or traditional employment documentationSolution exists
- 3Multiple income sources complicate qualificationSolution exists
- 4Less than 2 years of gig historySolution exists
There's Always a Path Forward
Being denied feels overwhelming, but it doesn't mean your homeownership dream is over. Our specialists work with challenging situations every single day.
Your Options Right Now
Bank Statement Loans
Use your personal bank deposits over 12-24 months to prove income. Perfect for gig workers with consistent earnings.
Available now1099 Income Documentation
Platforms like Uber, DoorDash, and Upwork issue 1099s that some lenders use directly for qualification.
Available nowBuild 2-Year Tax History
File taxes reporting gig income for 2 years to access conventional and FHA programs with better rates.
May take timeTalk to someone right now
No automated menus. A real licensed mortgage professional who understands your situation.
(248) 864-2200Gig worker? Your income counts. Let us prove it.
Start Your Application
Takes about 5 minutes. No obligation. No credit check until you are ready.
Our Presence
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Frequently Asked Questions
Yes. Bank statement loans and 1099 programs are designed for gig economy workers. Your income just needs to be documented differently.
Lenders look at your total deposits or combined 1099 income across all platforms. Multiple income streams are combined, not evaluated separately.
For traditional loans, yes. For bank statement loans, 12-24 months of documented deposits is typically sufficient regardless of how long you have been gigging.
Gig worker? Your income counts. Let us prove it.
We will reach out at a time that works for you. No pressure, no obligation.