Scottsdale's luxury housing market is characterized by high-end properties, often featuring expansive floor plans, premium finishes, and resort-style amenities. The city's most desirable neighborhoods, such as North Scottsdale and Gainey Ranch, offer a range of luxury living options, from contemporary estates to traditional desert homes.

• Median home price: $700,000
• Average days on market: 30-60 days
• Most popular neighborhoods: Old Town, McCormick Ranch, DC Ranch

When purchasing a luxury home in Scottsdale, it's essential to work with a lender who understands the local market and can provide tailored financing solutions. NMHL offers competitive jumbo rates and flexible financing options to help buyers navigate the complexities of luxury home financing.

Scottsdale is home to a diverse range of neighborhoods, each with its unique character and charm. From the vibrant nightlife and dining options of Old Town to the family-friendly communities of McCormick Ranch and DC Ranch, Scottsdale offers something for everyone.

Some of the city's most desirable neighborhoods include:

• North Scottsdale: Known for its luxury estates and gated communities
• Gainey Ranch: A family-friendly community with a mix of single-family homes and luxury condos
• Old Town: A vibrant downtown area with a mix of historic and modern homes

When purchasing a home in Scottsdale, it's essential to consider the local neighborhood and its potential impact on your quality of life. NMHL's team is well-versed in the intricacies of Scottsdale's neighborhoods and can help you find the right financing options for your next home purchase.

Arizona offers several down payment assistance programs to help homebuyers achieve their homeownership goals. These programs provide financial assistance to help cover the costs of down payment and closing costs, making it easier to purchase a home.

Some of the down payment assistance programs available in Arizona include:

• Arizona Home Plus: Provides down payment assistance and competitive interest rates
• NMHL's Down Payment Assistance Program: Offers financial assistance to help cover down payment and closing costs

When applying for a mortgage in Scottsdale, it's essential to consider the down payment assistance programs available to you. NMHL's team can help you navigate these programs and determine the best financing options for your situation.

At NMHL, we specialize in serving underserved borrowers, including those with bad credit, self-employed individuals, and veterans. We understand the unique challenges and opportunities that come with financing a home in Scottsdale's competitive market.

Our mortgage programs are designed to provide flexible financing options and personalized service to help you achieve your homeownership goals. Some of the mortgage options available to underserved borrowers include:

• Bad credit mortgage programs: Designed for borrowers with less-than-perfect credit
• Self-employed mortgage programs: Offers flexible financing options for self-employed individuals
• Veteran mortgage programs: Provides competitive rates and terms for eligible veterans

When applying for a mortgage in Scottsdale, it's essential to work with a lender who understands your unique needs and challenges. NMHL's team is committed to providing personalized service and tailored mortgage solutions to help you achieve your homeownership goals.